Fix My Finances is a 6 week 1:1 intensive for coaches and service pros who are done winging it and ready to finally feel calm and in control of what they earn, keep, and pay themselves.

Nobody taught you how to manage your money as a business owner?

Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 Overflow, not overwhelm 💸 

book a disco call today!

1:1 Money Coaching

I’ve got you, boo.

And every now and then the thought pops up… “How the hell do I not know how to do this yet?”

It’s not that you’re incapable. You just don’t have the financial structure in place to manage your money.

And that is SO simple to fix.

You’re not financially irresponsible, and you’re definitely not bad at business. Hell, you’re making money!

Which is exactly why this whole thing is so. damn. annoying.

You ignore your accountant’s emails like when someone waves at you in Boots while you're looking for IMODIUM®.

You’ve dipped into savings so many times that you've decided there’s no point trying to save until you earning more.

You’re pretty sure you’re making a profit. You just couldn’t confidently explain your margins if someone asked.

You pay yourself last, after every other expense. Taking whatever’s left and praying life doesn’t throw you yet another curveball.

You pay yourself what feels “safe”… although it never feels like enough. (But you don’t actually know what “enough” is.)

You’re not really sure what your tax bill is going to be. You’re just putting money aside (sometimes) and hoping for the best.

One day you’re avoiding your banking app, the next you open it five times in a row and STILL don’t feel any clearer 

You don’t need another "good" month.

You need to know where the last one went.

There’s a version of you out there who keeps winging it.

But there’s also a version of you who knows her numbers, pays herself properly, and doesn’t flinch when someone asks what she earns.
She has the same business, the same income, but completely different energy.

When you lack confidence with your finances, it leaks.
  • It leaks into how you price.
  • It leaks into how you invest.
  • It leaks into how confidently you talk about your business.
  • It even leaks into how safe you feel taking a day off.

But when you have control over how your money moves, YOU move differently.
  • You plan instead of react.
  • You pay yourself like it's the most natural thing in the world.
  • You build savings without it feeling hopeless.
  • You feel calm in a way that... is actually really boring?

That’s what having your financial shit together feels like.

A 6 week, 1:1 intensive where we put the financial foundations in place for your income, so you can feel calm around money, and take home more of what you’re making.

Fix My Finances!

Introducing:

You fill in a short financial audit so I can see what’s going on behind the scenes.

Then we jump on a 30 minute onboarding call where I walk you through what I’m seeing and recommend how we use our six weeks together.

STEP ONE

Over six sessions, we sort your owner’s pay, your tax system, implement The Overflow Formula(™) for your business, and use my Confident Cashflow Tracker so you have one simple place to make decisions.

But don’t worry, this isn’t six weeks of spreadsheet admin. It’s six weeks of decisions.

Step Two

Once the foundations are solid, we map out your next financial move. Whether that's an income goal, savings goal, debt management or something else entirely.

You won’t just leave financially organised, you'll be strategic AF.

Step Three

The Investment is ÂŁ1,500.

or 3 monthly payments of ÂŁ500

Hiring a Fractional CFO usually starts around £1k a month. And even then, you’re outsourcing oversight, not building your own clarity and control.

Most accountants won’t sit with you and design how you pay yourself, build your buffer, or help you make confident decisions month to month... even on £300+/month retainers.

Fix My Finances is the focused, six-week foundation. We’ll decide together on a discovery call if FMF makes the most sense for where you're at.

book a disco call today!
GET CLARITY OVER YOUR NUMBERS

Hey, I’m Emilie. Money coach and financial strategist for online business owners.

After 200+ 1:1 coaching sessions, I can usually tell within ten minutes whether it’s a mindset wobble or a structural gap.

I’ve been behind the curtain of businesses earning £3k months and £30k months, and the pattern is the same.

When the structure is missing, confidence leaks.

I’ve worked with multi-six-figure coaches who still feel behind.
‘Big name’ founders who avoid their banking app for months.
Business owners who thought they just needed to “earn more” when what they really needed was structure.

Fix My Finances exists because I got tired of watching capable women build incredible businesses and still cap their income and underpay themselves simply because they couldn’t see their numbers clearly.

40 clients. 200+ sessions.
The same shift, over and over again.

She had £40,000 sat in the business… and was still panicking.

Harriett was paying herself well and had over £40k sitting in the business. On paper, she was fine. In reality, she described it as “constant anxiety about finances.” She avoided looking at Stripe. A Facebook ads payout glitch triggered what she called a complete mental breakdown. The money existed, but she couldn’t feel it.

We broke down the numbers in a simple, more manageable way.

  • ÂŁ20k allocated.
  • ÂŁ8k moved into buffer.
  • Clear tax plan.
  • ÂŁ3,500 structured owner’s pay.
  • Her best year on record landed at ÂŁ147,823.

And for the first time, she said: “I actually feel like I’m doing well.”
The income didn’t suddenly appear, she just got a better visual of it.

She thought she was spending ÂŁ500. It was over ÂŁ1,000.

Meg believed she spent around ÂŁ500 a month after bills + necessities. When we pulled the data, that number was actually averaging over ÂŁ1,000.

She had multiple Monzo accounts inside one app. Business, personal, joint. It looked organised. It wasn’t. She kept dipping into savings and didn’t understand why.

We implemented The Overflow Formula™. Business account holds a target balance. Anything above it moves to savings. Separate accounts reduced temptation.

Without the fantasy budgeting or guesswork, Meg built her first consistent five-figure savings buffer within months.

She raised her prices 33% and left her minimum wage job.

Before
  • Charging ÂŁ45 an hour.
  • Paying herself under ÂŁ2k a month.
  • Working a Saturday job “just in case.”

Shannon had no idea what was realistic to pay herself, no clarity on her margins and over-saving for tax.

After
  • Raised her rate to ÂŁ60 an hour + introduced packages.
  • Revenue jumped by 20%
  • Handed in her notice at her Saturday job.

Her words: “I didn’t realise how much I was earning.” 
The confidence came after the numbers.

Does this work even if my income is all over the place? +

Yes. Pretty much all of my clients do not have neat, salaried income. They have launches, payment plans, quiet months, big months.
Right now, inconsistent income probably feels stressful because every month starts from zero.
You don’t know: • What needs to stay in the business • What’s safe to pay yourself • What tax will bite you later • Whether a “good month” is actually good
Inside Fix My Finances, we build a structure that absorbs inconsistency. So that a £12k month doesn’t turn into chaos, and a £3k month doesn’t turn into panic. The money has somewhere to go before you even think about it.

How is this different to Six Figure Safety? +

Fix My Finances is the focused, six-week foundation. We look at your numbers, build your structure, implement owner’s pay, tax separation and the Overflow Formula, and get you clear and steady fast. Six Figure Safety is a 12-month hybrid programme with ongoing 1:1 and group support. That’s where we layer in business model design, personal money management, long-term wealth building, and quarterly strategy over a full year. Fix My Finances is about sorting the foundations. Six Figure Safety is about expanding from there. On the discovery call, we’ll look at where you are right now and decide which container makes the most sense.

What if I’m not a numbers person? +

You don’t need to be. You just need to understand four things clearly: What’s coming in. What’s going out. What belongs to tax. What belongs to you. If you can price an offer, track client results, and manage delivery, you can understand your cashflow. This isn’t complex accounting. It’s visibility and decision-making. And I will explain it in plain English.

What if there isn’t much left over each month? +

Then we find out why. Is it pricing? Margins? Mismanaged tax? Take-home? You cannot build a buffer from thin air. But you can stop the leaks, price properly, and structure money so surplus becomes possible.

Can’t my accountant just help me with this? +

Your accountant files your returns and keeps you compliant. They look backward. This work looks forward. Your accountant is not sitting with you deciding what you should pay yourself each month. They’re not building your owner’s pay structure. They’re not helping you map your next income target based on your actual life costs. They’re not challenging the belief that having money feels unsafe. Compliance and strategy are different jobs. This is strategy.

What if I invest and nothing changes? +

Then we’ll know exactly why. You won’t be watching modules and hoping it sticks. We are working directly with your numbers, your pay, your structure, in real time. Every session results in something tangible changing. A decision made. A number clarified. A system implemented. And because I only work with three clients at a time, you’re not disappearing into a programme. If you show up, this works.

Lemme answer your Qs real quick...

BOOK A DISCO CALL

With Fix My Finances, you’ll get immediate clarity on what’s happening with your money and build a structure that supports your next level of growth.

You can keep focusing on sales while leaking money and confidence to underpricing, underpaying yourself, and holding more stress than your revenue justifies…even at £30k months.

This is 6-hours over six weeks to build the structure you need now to stop second-guessing your money, and the clarity you’ll rely on long after the six weeks are over.

On the call, we’ll look at where you are, what’s feeling messy, and whether Fix My Finances or my longer-term programme makes more sense. There’s no pressure to decide on the call.