Tired of trying harder with money? Join my free 5-day email challenge →

See how Six-Figure Safety works

Financial safety is built — not manifested.

Six-Figure Safety helps female entrepreneurs build consistent income they can rely on, personal finances they feel confident managing, and a clear path toward long-term wealth.

Being "good with money" takes more than

good intentions

You put off looking at your numbers because they feel loud, confusing, and like they’ll immediately ruin your mood.

You don’t really know what’s safe to pay yourself, so you kind of… guess and hope for the best.

Your income fluctuates, and instead of having a plan for that, you just brace and hope this month behaves.

You save when you can, but one quiet month or unexpected expense wipes out the progress.

You make business decisions without fully knowing what your money can support — then deal with the stress later.

You want to think about the future (investing, security, options)… but it feels like something you’ll get to once things calm down.

You put off looking at your numbers because they feel loud, confusing, and like they’ll immediately ruin your mood.

You don’t really know what’s safe to pay yourself, so you kind of… guess and hope for the best.

Your income fluctuates, and instead of having a plan for that, you just brace and hope this month behaves.

You save when you can, but one quiet month or unexpected expense wipes out the progress.

You make business decisions without fully knowing what your money can support — then deal with the stress later.

You want to think about the future (investing, security, options)… but it feels like something you’ll get to once things calm down.

This is what changes when you stop winging it with your finances:

You’re not crossing your fingers or wondering if you’re “allowed” to move that money.

You have a clear baseline that supports your life, a predictable pay rhythm, and savings that grow quietly in the background.

You pay yourself the same every single month 🕺

Slow week? Late invoice? Surprise expense? No need to panic.

Your Breathing Fund is doing its job, protecting your peace while your business keeps moving. You’re no longer reacting to money drama, you’ve already planned for it.

You build a three month (or more) buffer 💰

You know exactly what your money is doing and where it's going.

You’ve got simple categories that show you: this is for tax, this is for savings, this is for you. You can spend freely, because you’re already covered.

Every pound, dollar, and euro has a purpose 💷

Hiring that VA doesn’t mean hoping it “pays off.”

You know what’s in your overflow. You’ve got a cushion for growth. And you invest from stability, not desperation, and it shows in every move you make.

You make business decisions from a place of clarity 💪

No more post-holiday shame or “where did it all go?” dread.

What you see is what’s true — clear, intentional, and fully under control. And for once, your numbers reflect reality, clearly and accurately.

Checking your balance doesn’t make your chest tighten 🫣

You’re not having to do mental maths every time a client pays late, or waiting for a launch to feel okay. 

Your money flows, adapts, and repeats so your brain can focus on building, not surviving.

Your money just... works 🤷‍♀️

Show me how this works

Slow week? Late invoice? Surprise expense? No need to panic.

Your Breathing Fund is doing its job, protecting your peace while your business keeps moving. You’re no longer reacting to money drama, you’ve already planned for it.

You build a three month (or more) buffer 💰

You know exactly what your money is doing and where it's going.

You’ve got simple categories that show you: this is for tax, this is for savings, this is for you. You can spend freely, because you’re already covered.

Every pound, dollar, and euro has a purpose 💷

Hiring that VA doesn’t mean hoping it “pays off.”

You know what’s in your overflow. You’ve got a cushion for growth. And you invest from stability, not desperation, and it shows in every move you make.

You make business decisions from clarity 💪

No more post-holiday shame or “where did it all go?” dread.

What you see is what’s true — clear, intentional, and fully under control. And for once, your numbers reflect reality, clearly and accurately.

Checking your balance doesn’t make your chest tighten 🫣

You’re not having to to do mental maths every time a client pays late, or waiting for a launch to feel okay.

Your money flows, adapts, and repeats so your brain can focus on building, not surviving.

Your money just... works 🤷‍♀️

Show me how this works

Emily thought she didn't earn enough to pay herself. Now she's hitting sales goals and paying herself consistently.

Emily wasn't paying herself because she never felt like she made enough. Her cashflow felt unpredictable, and she wasn't using her numbers to make strategic decisions, just hoping things would even out eventually.

Emily joined Cashflow Confident back in 2024 where she completely restructured her business finances. She learned to track what mattered, forecast with confidence, and make decisions based on her actual numbers.

She hit her first £5k sales month while in the program and built internal proof that she could manage money. Most importantly, she's now building a business that supports her and her family.

"The peace that Cashflow Confident has brought me is insane!"

Money triggered Dais' fight-or-flight response leading to avoidance, anxiety, and constantly chasing the next sale just to stay afloat.

She joined Cashflow Confident because she was exhausted. She knew she was making good money, but she had no idea where it was going or why it never felt like enough.

Inside the programme, she learned how to manage her money with ease. She structured her business in a way that actually worked for her lifestyle, raised her rates by 33% (feeling completely confident doing it.)

When she hit a wobble, she came back to the group calls and used the tools to get herself out of it — because they're tangible, they make sense, and they work.

now Six-Figure Safety!

NEXT

Prev

Rachel went from ‘£10k months but no safety’ to riding an income dip without panic — while finally building savings.

Rachel had pretty consistent £10k months for two years, but had almost no personal buffer and was over-saving for tax out of fear. Inside Bloom Your Wealth (now part of Six-Figure Safety), we rebuilt her numbers and uncovered £30k in available dividend reserves she didn’t realise she had.

She set up her Breathing Fund, opened her Stocks & Shares ISA, made her first investment, and increased her pension contributions. And when she hit a low-revenue month, she reduced dividends by £500 without spiralling — protected by the new £1k+ personal savings.

Now she isn’t guessing. She knows exactly what’s safe, what she needs, and how to build wealth even when income fluctuates.

Emily went from undercharging and inconsistent income to 180x-ing her revenue in one year.

Emily wasn't paying herself because she never felt like she made enough. She joined Cashflow Confident in October 2024, where she completely restructured her business finances. She learned to track what mattered, forecast with confidence, and make decisions based on her numbers.

She stopped undercharging, restructured her offers, and started pricing her work properly. She even leveraged debt strategically to invest in her business growth, something she'd been too afraid to do due to past money trauma.

She hit her first £5k sales month while in the program. Then in 2025, everything clicked. Her revenue is now 180x what it was in 2024, and she's paying herself consistently. 

"The peace that Cashflow Confident has brought me is insane!"

Money triggered Dais' fight-or-flight response leading to avoidance, anxiety, and constantly chasing the next sale just to stay afloat.

She joined Cashflow Confident because she was exhausted. She knew she was making good money, but she had no idea where it was going or why it never felt like enough.

Inside the programme, she learned how to manage her money with ease. She structured her business in a way that actually worked for her lifestyle, raised her rates by 33% (feeling completely confident doing it.)

When she hit a wobble, she came back to the group calls and used the tools to get herself out of it — because they're tangible, they make sense, and they work.

now Six-Figure Safety!

Nothing magically clicks “one day.”

Six months from now, your income will still be variable. Life will still be happening. The question is whether your money will finally feel steady, or still stressful.

Introducing:

Stop winging it. Build financial safety.

Six-Figure Safety is where you stop guessing with money and start building stability and wealth.

This 12-month programme helps business owners turn variable income into something steady enough to live on, and strong enough to build long-term wealth from. We focus on consistent pay, real savings, and sustainable growth — not budgeting apps or hustle tactics. Because financial confidence comes from structure, not willpower.

Inside Six-Figure Safety, you build the foundations to:
🪩 Pay yourself the same amount each month, without second-guessing
🪩 Build savings that don’t disappear the moment life happens
🪩 Improve profit margins by actually understanding your numbers
🪩 Start investing in a way that fits your real life
🪩 Grow income from stability, not chaos

Stop winging it. Build financial safety.

STEP 1: The Profit Revolution

This is where you stop working for free in your own damn business. You're going to pay yourself more, consistently, because you've finally built a system that prioritises your income over everyone else's. By the end of this phase, you'll have more money hitting your personal account, a business model that actually funds your life, and zero panic about whether you can afford to pay yourself next month.

Module 1: Take-Home Pay & Business Revenue Strategy

Module 2: Offer Ecosystem, Pricing & Sales Mix

Most business owners are working backwards. They're chasing revenue goals without knowing if those goals actually fund their life. So they hit £10k months and still feel skint. This ends now. You're going to calculate exactly how much money you need in your personal account every month — for bills, for joy, for savings. Then we reverse-engineer your revenue goal from there. 

What you'll learn:
  • Calculate Your Ideal Lifestyle Costs 
  • Set Your Business Revenue Goal 
  • Create Your Sales Plan 
  • The Overflow Formula 

What you'll submit for review:
  • Your businesses annual revenue goal calculation + reflections
  • Your annual sales plan based on current offers + pricing

The outcome:
You'll stop making "good money" and being broke. Your business will finally pay you what you're worth, consistently, and you'll never again wonder if you can afford to pay yourself this month.

Module 3: CFO-LEVEL STRATEGY & LONG-TERM STABILITY

Module 4: BUSINESS MONEY MASTERY

Module 2: Offer Ecosystem, Pricing & Sales Mix

Right now, you're probably undercharging, over-delivering, or selling things that make you busy but not profitable. This module fixes that. We're mapping your entire offer ecosystem, killing the offers that waste your time, pricing your work so you actually get paid what you're worth, and building a sales mix that puts consistent money in your pocket.

What you'll learn:
  • Map Your Offer Ecosystem 
  • Price Your Offers for Profit 
  • Understand How Buyers Make Decisions 
  • Clarify Your Value Messaging 
  • Build Your Sales Mix Strategy 

What you'll submit for review:
  • Your offer ecosystem map
  • Pricing updates for a gut-check
  • One offer messaging breakdown
  • An updates annual sales plan

The outcome:
You'll make £20k+ more per year from the same audience by killing the offers that waste your time and pricing the ones that matter. Your business will finally feel profitable, not just busy.

Module 1: Take-Home Pay & Business Revenue Strategy

Module 3: CFO-LEVEL STRATEGY & LONG-TERM STABILITY

Module 4: BUSINESS MONEY MASTERY

Module 2: Offer Ecosystem, Pricing & Sales Mix

Module 3: CFO-LEVEL STRATEGY & LONG-TERM STABILITY

You're done making financial decisions based on panic or hope. This is where you learn to run your business like a CFO. You'll forecast different scenarios so you're never caught off guard. You'll understand your profit margins so you know which offers are actually worth your time. And when it's time to make a big decision (hire, pause, pivot) you'll know exactly what to do.

What you'll learn:
  • Capacity & Delivery Economics 
  • Offer Profitability & Margin Analysis 
  • Cashflow Tracking + Monthly Review 
  • Payment Plans & Stabilising MRR 
  • Forecasting & Scenario Planning 
  • Revenue Seasonality

What you'll submit for review:
  • Your Cashflow Tracker's first month of tracking
  • Your payment plan strategy

The outcome:
You'll run your business like a CFO, not a chaos goblin. You'll see profit leaks before they drain you, forecast months ahead, and make six-figure decisions in minutes instead of spiralling for weeks.

Module 1: Take-Home Pay & Business Revenue Strategy

Module 4: BUSINESS MONEY MASTERY

Module 2: Offer Ecosystem, Pricing & Sales Mix

Module 4: BUSINESS MONEY MASTERY

This is the advanced strategy, the stuff that separates business owners who survive from CEOs who thrive. You'll build a decision-making framework so you know when to say yes and when to say no. You'll learn how to handle irregular expenses without panic. And when profit drops (because it will), you'll know exactly what to do instead of spiralling.

What you'll learn:
  • CEO Financial Decision Framework 
  • When to Say No to a Client or Project 
  • How to Handle Irregular Expenses 
  • What to Do When Profit Drops 

What you'll submit for review:
  • Optional Quarterly Forecast
  • Lifestyle-Funded Business Calendar (your 12-month revenue + lifestyle plan)

The outcome:
When profit drops, clients disappear, or expenses spike — you won't panic. You'll have a playbook. You'll protect your income, make strategic cuts, and keep your business alive without destroying yourself in the process.

Module 1: Take-Home Pay & Business Revenue Strategy

Module 3: CFO-LEVEL STRATEGY & LONG-TERM STABILITY

STEP 2: The Personal Finance Glow-Up

Phase 1 got you paid. Phase 2 makes sure that money actually funds your life. Because what's the point of paying yourself if you're still broke by the 15th of every month? You'll build a spending plan that lets you enjoy your money without guilt, save without triggering scarcity, and finally stop feeling like you're one bad month away from disaster. Financial safety isn't just about stability — it's about joy, too.

Module 5: LIFESTYLE DESIGN & SPENDING PLAN

You're probably spending on things you don't care about and restricting yourself from things that actually matter, because you've absorbed everyone else's rules about what you "should" prioritise. This module gives you permission to stop copying personal finance TikTok and start funding the life you really want. 

What you'll learn:
  • Design Your Ideal Lifestyle 
  • Financial Shoulds vs. What You Want 
  • Define Your Core Financial Values 
  • Map Your Monthly Take-Home Flow With The Three-Account System 
  • Joyful Spending 
  • How to Plan Before the Month Begins

What you'll submit for review:
  • Your financial values + reflections
  • Your simple spending plan for an average month

The outcome:
You'll stop feeling guilty every time you spend money. Your money will fund your ideal lifestyle — the dinners, the holidays, the things that make this whole business thing worth it — and you'll enjoy it without the shame spiral.

Module 6: DEBT, SAVINGS & SAFETY NETS

Module 7: NERVOUS-SYSTEM SAFE MONEY HABITS

Module 8: PERSONAL FINANCE MASTERY

Let's be clear: you're not bad with money because you have debt. You're not irresponsible because you don't have a six-month emergency fund. You're a business owner with variable income trying to follow advice designed for people with salaries. This section builds your safety net in a way that doesn't trigger scarcity or make you feel behind. You'll pay down debt without sacrificing joy. You'll build a buffer that actually feels safe. And you'll finally stop comparing yourself to people who started with trust funds.

What you'll learn:
  • Debt Without Shame 
  • Pay Off Debt or Save First? 
  • Manage Debt w/ Inconsistent Income 
  • Leveraging Debt 
  • Set Up Your Breathing Fund + Emergency Fund
  • Save Without Triggering Scarcity 

What you'll submit for review:
  • Your debt payoff plan so I can coach through different options for your specific needs

The outcome:
You'll build a £5k+ buffer that lets you breathe. You'll pay down debt without deprivation. And you'll never again lie awake at 3am panicking about one bad month destroying everything.

Module 6: DEBT, SAVINGS & SAFETY NETS

Module 5: LIFESTYLE DESIGN & SPENDING PLAN

Module 7: NERVOUS-SYSTEM SAFE MONEY HABITS

Module 8: PERSONAL FINANCE MASTERY

The reason you avoid your bank account isn't laziness. The reason you panic-spend after a bad month isn't lack of discipline. It's because money triggers your nervous system, and you've never learned how to regulate it. So you avoid, panic, overspend, shame-spiral, repeat. This module breaks that cycle. 

What you'll learn:
  • Recognise Your Money Stress Patterns 
  • Learning to Hold Money 
  • Rituals and Check-ins 
  • Responding Instead of Reacting 
  • Money in Relationships 
  • Manage Money Through Big Life Transitions 

What you'll submit for review:
  • Your reflections on prompts throughout the lessons for private coaching

The outcome:
You'll stop avoiding your bank account. You'll look at your numbers without spiralling. And when unexpected shit happens (because it will), you'll respond like an adult instead of panic-spending or shutting down completely.

Module 7: NERVOUS-SYSTEM SAFE MONEY HABITS

Module 8: PERSONAL FINANCE MASTERY

Module 5: LIFESTYLE DESIGN & SPENDING PLAN

Module 6: DEBT, SAVINGS & SAFETY NETS

This is the advanced personal finance strategy, the stuff most programmes skip. You'll learn how to manage money if you have ADHD (or just low capacity). You'll know when to start thinking about wealth (hint: not before you're ready). And you'll reflect on how far you've come, because progress matters.

What you'll learn:
  • Manage Money With ADHD 
  • When to Start Thinking About Wealth 
  • Reflect on Your Phase 2 Progress 

What you'll submit for review:
  • Your reflections on prompts throughout the lessons for private coaching

The outcome:
You'll have money systems that work even when your brain doesn't. No more "I should be better at this." You'll have strategies that work for your squiggly brain, your capacity, and your real life.

Module 8: PERSONAL FINANCE MASTERY

Module 5: LIFESTYLE DESIGN & SPENDING PLAN

Module 6: DEBT, SAVINGS & SAFETY NETS

Module 7: NERVOUS-SYSTEM SAFE MONEY HABITS

STEP 3: Your Wealth Building Era

This is the phase most programmes rush you into before you're ready. But you're ready now. Because your income is stable, you're paying yourself consistently, and your life is funded. Now we build wealth. The house deposit. The pension that means you're not working until you're 80. The investment portfolio that grows while you sleep. This isn't about retiring at 35 or flexing on Instagram. It's about never being one bad year away from broke again.

Module 9: What Wealth Actually Is

Module 10: Savings & Investing Foundations

Module 11: Retirement & Big Life Assets

Module 12: THE WEALTH PLAN

Let's strip out the bullshit. Wealth isn't about retiring at 35 (unless you want to). It's not about looking rich on Instagram. It's about having options. About not being trapped by money. About building a life where you don't have to calculate whether you can afford to say yes to things that matter. This section redefines wealth on your terms, so you can stop chasing goals that don't even align with what you want.

What you'll learn:
  • Money vs. Wealth vs. Security 
  • Reframe Wealth 
  • The Four Levers of Wealth Growth 
  • Your Life Season 
  • Identify Your Current Wealth Stage 
  • Choose Your Wealth Stage Goal 

What you'll submit for review:
  • Your version of wealth
  • Your wealth goal

The outcome:
You'll stop chasing Instagram wealth and build towards financial freedom. You'll know exactly what you're working towards, and it'll be yours, not someone else's definition of success.
Savings are boring. Savings also builds wealth. This is where you pick the one thing that actually matters (house deposit, wedding, IVF, maternity leave) and build a plan to fund it. Then we move into investing. 

What you'll learn:
  • One Main Savings Goal 
  • Automate Your Savings 
  • Choose Where to Save Your Money 
  • Understanding Investing 
  • Risk vs. Time Horizon 
  • Index Funds & ETFs 
  • Fees, Platforms & Accounts 

What you'll submit for review:
  • There will be a mini quiz for you to complete

The outcome:
You'll save £10k+ towards the goal that matters most. You'll start investing without the fear or finance-bro bullshit. And your money will grow in the background while you sleep, compounding, quietly, into real wealth.

Module 9: What Wealth Actually Is

Module 10: Savings & Investing Foundations

Module 11: Retirement & Big Life Assets

Module 12: THE WEALTH PLAN

Retirement sounds boring. Being 65 and still having to take client calls because you can't afford not to? That's worse. This section is about buying future freedom. About building a pension that means you have options later. And if property is on your radar, we're making that decision based on strategy, not pressure from your mum or Instagram FOMO.

What you'll learn:
  • Reframe Retirement 
  • How Retirement Systems Work 
  • When to Start Contributing 
  • How Retirement + Investing Go Together 
  • Property & Big Life Assets 
  • Build Wealth Through Business Assets vs. Personal Assets 

What you'll submit for review:
  • Your retirement number + calculation
  • Your investment plan for retirement

The outcome:
You'll have a pension that means you're not taking client calls at 70. You'll make property decisions based on your actual finances, not FOMO. And you'll build wealth that lasts beyond your next launch.

Module 9: What Wealth Actually Is

Module 10: Savings & Investing Foundations

Module 11: Retirement & Big Life Assets

Module 12: THE WEALTH PLAN

This is where it all comes together. One primary savings goal. One slow-burn wealth goal. A starter investment portfolio if you're ready. And a quarterly review ritual so your plan adapts as your life changes. Because wealth isn't built in a month, but it is built. Consistently. Intentionally. Without burning you out.

What you'll learn:
  • Build Your Starter Investment Portfolio 
  • Your 12-Month Wealth Roadmap 
  • Quarterly Wealth Review Ritual 
  • Celebrate Your Progress 

What you'll submit for review:
  • Your portfolio investments + decision frameworks
  • Your 12-month wealth roadmap

The outcome:
You'll increase your net worth by 50%+ in 12 months. Not through hustle. Through strategy, consistency, and a plan that actually happens instead of sitting in your "someday" folder.

Module 9: What Wealth Actually Is

Module 10: Savings & Investing Foundations

Module 11: Retirement & Big Life Assets

Module 12: THE WEALTH PLAN

Bonus Modules

THE MINDSET HUB

THE ACCOUNTING HUB

THE CRISIS MANAGEMENT HUB

THE CAPACITY HUB

You can have the best financial system in the world, but if your nervous system is convinced that having money is dangerous, you'll sabotage it every time. This hub addresses the psychological patterns that keep you stuck even when you know exactly what to do. The shame spirals. The avoidance. The money trauma that makes you freeze when you need to act. Because financial strategy without nervous system work is just expensive self-help that doesn't stick.

What you'll learn:
  • Identify Your Money Scripts 
  • Recognise Money Disorders 
  • How The Brain Works With Money 
  • The Science of Scarcity 
  • Reduce Financial Shame 
  • Recognising Money Trauma 
  • Build Your Capacity to Hold Money 
  • Practice Giving and Receiving 

The outcome:
You'll stop sabotaging your success every time money hits your account. The shame will loosen. The avoidance will end. And you'll finally build the capacity to hold money without freaking out and spending it all.
You know what's more boring than accounting? Paying thousands in unnecessary tax because you didn't understand the basics. Or getting a massive tax bill you weren't prepared for. Or choosing the wrong business structure and costing yourself money for years. This hub covers the essential accounting knowledge that saves you money — self-assessment, VAT, business structures, and Making Tax Digital. Not exciting. Absolutely necessary.

What you'll learn:
  • Self-Employment & Self-Assessment 
  • Introduction to VAT 
  • Ltd Company vs. Sole Trader 
  • Prepare for Making Tax Digital 
  • Guest Sessions from Worldwide Experts

The outcome:
You'll save thousands in unnecessary tax. You'll choose the right business structure. And you'll never again get blindsided by a tax bill you weren't prepared for.

THE ACCOUNTING HUB

THE CRISIS MANAGEMENT HUB

THE CAPACITY HUB

THE MINDSET HUB

Revenue dips. Unexpected expenses. Life transitions. Partner job loss. The stuff that makes you panic at 2am wondering if your business is going to survive. This hub is your playbook for when things go sideways, because they will. You'll learn financial triage, how to protect your business in emergencies, and exactly what to do when you can't pay yourself. This is the support you need when everything feels like it's falling apart.

What you'll learn:
  • Navigating Revenue Dips 
  • When You Can't Pay Yourself 
  • When to Pause Wealth-Building 
  • Handle Unexpected Expenses 
  • Navigate Life Transitions 
  • Manage Partner Job Loss 
  • Financial Triage 
  • Protect Your Business in Emergencies 

The outcome:
When revenue drops, expenses spike, or life falls apart — you won't spiral. You'll have a crisis playbook that protects your business, your income, and your sanity.

THE CRISIS MANAGEMENT HUB

THE CAPACITY HUB

THE MINDSET HUB

THE ACCOUNTING HUB

Standard financial advice assumes you have consistent energy, reliable executive function, and the ability to stick to systems. If you have ADHD, chronic illness, burnout, or just life — that advice doesn't work. This hub is for when your capacity is low, inconsistent, or non-existent. You'll learn how to automate everything, build safety nets that account for your reality, and delegate the stuff that drains you. 

What you'll learn:
  • Why Budgets Don't Work for ADHD 
  • Automate Everything 
  • Use the "Survival Mode" System 
  • Build Safety Nets 
  • Delegate Financial Tasks

The outcome:
Your money will manage itself even when you're running on fumes. You'll automate, delegate, and build systems that work at 30% capacity, because "just try harder" isn't a strategy.

THE CRISIS MANAGEMENT HUB

THE CAPACITY HUB

THE MINDSET HUB

THE ACCOUNTING HUB

In your first 30 days you'll...

  • Lock in a baseline take-home pay that covers both needs and wants
  • Turn that number into a clear monthly revenue and profit target
  • Set up a simple money structure so surplus stops disappearing (aka the Overflow Formula™)
  • Choose a predictable pay schedule and pay yourself at least once
  • Build your first £1,000 personal buffer so small shocks don’t derail you
  • Create a personal spending plan that includes joy — not restriction
  • Make at least one profit-boosting move (a price change, boundary, or expense clean-up)

And within 90 days you'll...

  • Increase or stabilise your take-home pay
  • Improve your profit margin (even a 5–15% shift makes a real difference)
  • Build a business buffer covering 1–3 months of expenses
  • Save personally — every single month
  • Start paying off debt without depleting yourself
  • Log into your banking apps without panic
  • Know exactly where every £ goes in your business

In 6 months you'll...

  • Have consistent take-home pay that actually supports your lifestyle
  • Align your offers and pricing to your profit goals (with tweaks in motion)
  • See profit margins trending upward (many clients average around 50%)
  • Hold £2–4k in your personal emergency fund
  • Have at least 1 month of business expenses banked
  • Adjust spending and sales proactively when income dips
  • Hold money without impulse spending or reinvesting it all

And in 12 months you'll...

  • Have £5k+ (or 3+ months) in your personal emergency fund
  • Hold 3+ months of business expenses in reserve
  • Invest £100+/month with confidence
  • Understand the basics of the stock market and long-term investing
  • Know your net worth — and have a clear plan to grow it significantly
  • Have a personal wealth roadmap for things like travel, mat leave, IVF, a home, or retirement

Six-Figure Safety isn’t just content

Live Money Coaching

When you get stuck, spiral, or start second-guessing yourself, you don’t have to figure it out alone. Live coaching gives you somewhere to bring real decisions, so you can move forward with clarity instead of avoidance.

  • Live sessions on money, pricing, and strategy that apply to real businesses
  • Hot-seat coaching on spending decisions, planning, and next moves
  • Replays available via private podcast feed for easy listening

The 3-Phase Curriculum

A clear, step-by-step framework for consistent pay, confident spending, and long-term wealth without overwhelm or perfectionism.

  • Bite-sized video lessons with practical workbooks
  • Self-paced learning that fits around real life and variable income
  • Fresh content added throughout the year as your finances evolve

The Safety Space (Private Community)

You’re not meant to figure money out in isolation. This private community gives you support, perspective, and accountability so momentum doesn’t disappear after month one.

  • Connect with other business owners building real financial security
  • Ask questions, share wins, and sense-check decisions
  • Built-in accountability so progress actually sticks

Private Money Mentorship


When you need clarity on your finances or your thinking, you get direct feedback instead of generic advice or guesswork.

  • Reviews of your P&L, pricing, and spending plans
  • Guidance on profit, savings, and long-term wealth decisions
  • Support through money blocks and decision paralysis
  • Up to 4 feedback + coaching submissions per month (unlimited for VIPs)

The Confident Money Planning Toolkit

These tools help you see what’s coming in, what’s going out, and what’s actually safe to spend or save, without overcomplicating things.

  • Know how much you can pay yourself with confidence
  • Simple templates to manage money like a business owner
  • Clear visibility on surplus, buffers, and next moves
  • Say goodbye to constant “can I afford this?” uncertainty

Cashflow Co-working Calls


Dedicated time to stay on top of your numbers, before things feel urgent or stressful.

  • Monthly live sessions to update trackers and plan ahead
  • Support while reviewing your numbers in real time
  • A consistent rhythm so avoidance doesn’t creep back in
  • Held on the first Monday of the month at 8pm GMT/BST

It’s an environment built to support consistency, clarity, and long-term change.

Real-time support for the moments that usually derail you

The structure that makes money feel steady

A calm place to build financial safety — together

Personalised eyes on your numbers when it matters

Clarity without spreadsheets taking over your life

So money management becomes a habit, not a crisis

Lisa paid off her student loan, built emergency savings, and increased her business income.

When Lisa joined, she was tracking every transaction just to feel calm, yet still felt like she should be doing more. She wanted to invest, save smarter, and manage her 9–5 and business income together, but didn't know where to start. 

Lisa worked through her business finances and personal finances, then moved into wealth building. She learned how to save with intention, invest with confidence, and finally treat her business like a business.

She cleared her student loan two weeks into our work, built systems she actually trusts, and stopped sacrificing her lifestyle for the sake of "being good with money."

Emelie was tracking income and expenses, but things still felt messy. She'd pay herself "in sprinkles" instead of setting a proper salary. 

Emelie built out money flow that gave her security and clarity across both business and personal finances. But best of all, she gave herself full permission to spend — because the maths was mathing and the systems were locked in.

"I have a new-found love for spending money... because I KNOW what I can spend. I can see and trust my plan, not in a micro-managey way, but in an empowered, grown-ass-business-owner way. It's a blast to play with my money now. Profit First could never."

Emelie has paid herself monthly for a year, taking a $2k/m payrise while hiring to scale her business.

Meg went on a month long holiday and still saved 5-figures as a VA.

Before working together, money felt messy and directionless for Meg. There were lots of future goals swirling around… but no plan to reach any of them. Cue overwhelm, avoidance, and a sneaky belief that investing was for "other people."

Meg worked through all three phases: business finances, personal finances, and wealth building. She learned how to track her spending, save toward specific goals, and build a plan for retirement — including pension contributions and long-term investing.

Now Meg is saving consistently, investing with confidence, and has a retirement plan in motion. She's realised that she absolutely is the kind of person who invests, and that managing money can actually feel exciting.

Lisa paid off her student loan, built emergency savings, and increased her business income.

When Lisa joined, she was tracking every transaction just to feel calm, yet still felt like she should be doing more. She wanted to invest, save smarter, and manage her 9–5 and business income together, but didn't know where to start. 

Lisa worked through her business finances and personal finances, then moved into wealth building. She learned how to save with intention, invest with confidence, and finally treat her business like a business.

She cleared her student loan two weeks into our work, built systems she actually trusts, and stopped sacrificing her lifestyle for the sake of "being good with money."

Emelie was tracking income and expenses, but things still felt messy. She'd pay herself "in sprinkles" instead of setting a proper salary. 

Emelie built out money flow that gave her security and clarity across both business and personal finances. But best of all, she gave herself full permission to spend — because the maths was mathing and the systems were locked in.

"I have a new-found love for spending money... because I KNOW what I can spend. I can see and trust my plan, not in a micro-managey way, but in an empowered, grown-ass-business-owner way. It's a blast to play with my money now. Profit First could never."

Emelie has paid herself monthly for a year, taking a $2k/m payrise while hiring to scale her business.

NEXT

Prev

Choose the level of support that helps you get your head out of the sand.

Both options are designed to help you build financial safety, the difference is how much personalised support you want along the way.

join the group today

Group

Structured support to build consistency, confidence, and momentum

✓ Lifetime access to the full Six-Figure Safety curriculum
✓ 12 months of guided support so you actually implement, not just watch
✓ Bi-weekly trainings and hot-seat coaching for real-time decisions
✓ Monthly co-working sessions to keep money management consistent
✓ A private community for accountability and perspective
✓ Up to 4 written or video feedback submissions per month when you’re stuck or unsure or unsure

£2,500

or £210/month for 12 months of full support

GRAB A VIP SPOT

VIP

£3,500

or £295/month for group + 1:1 strategic support

limited spaces in vip tier

Personalised strategy and 1:1 support alongside the group

✓ Everything included in the Group tier
✓ Unlimited written or video feedback when you need eyes on your numbers or decisions
✓ 4× quarterly 1:1 strategy calls to review profit, pricing, and wealth strategy
✓ Deeper personalisation as your income grows, shifts, or changes

Money Coach 🪩 Financial Strategist 🪩 Qualified Financial Advisor (DipFA) 🪩 Trauma of Money™ Certified Practitioner 🪩 Pricing Expert 🪩 Dopamine Dresser 🪩 Toddler Mum 🪩 Oliver Bonas Afficionardo 🪩 Ex-Theatre Stage Manager 🪩 Stout Drinker 🪩

Money Coach 🪩 Financial Strategist 🪩 Qualified Financial Advisor (DipFA) 🪩 Trauma of Money™ Certified Practitioner 🪩 Pricing Expert 🪩 Dopamine Dresser 🪩 Toddler Mum 🪩 Oliver Bonas Afficionardo 🪩 Ex-Theatre Stage Manager 🪩 Stout Drinker 🪩

Hey, I’m Emilie — money coach, financial strategist, and creator of Six-Figure Safety.

Since 2020, I’ve helped 1,000+ women and business owners build consistent pay, real savings, and long-term financial security — not just through spreadsheets, but through practical strategy that actually works with real lives and real brains.

My work sits at the intersection of profit strategy, money psychology, and long-term wealth building — designed specifically for people with inconsistent income who were never taught how to feel safe with money.

I have ADHD. I know what it’s like when your money system lives in your head and opening your banking app feels overwhelming. That’s why the tools I teach don’t rely on perfection, willpower, or rigid routines. They’re built to be practical, forgiving, and easy to stick to — even when life is busy or chaotic.

I’m also a toddler mum. I built my six-figure net worth while pregnant, on maternity leave, and running a business on around 10 hours a week. I didn’t hustle my way here. I structured my way here.

I didn’t start from a position of privilege or “financial common sense”. I started on £1,300 take-home a month, splitting rent 50/50, trying to build a business around corporate hours. Now, I pay myself £3k/month working part-time, with savings, investments, and breathing room.

I’ve been in debt. I’ve been in the cycle. I’ve lived the panic.

And that’s why I created Six-Figure Safety.Most business owners don’t struggle with money because they’re irresponsible or bad at it. They struggle because no one ever taught them how to manage money when income is inconsistent and expenses are unpredictable.

This program is trauma-informed, ADHD-friendly, and built for real business owners — not productivity influencers with nannies, passive income myths, or 40-hour work weeks.

What if I’m making money, but I still feel broke? +

That’s one of the most common reasons people join. If income looks good on paper but savings aren’t growing, pay feels inconsistent, or you’re constantly unsure what’s safe to spend, it’s usually not an income problem — it’s a structure problem. Inside Six-Figure Safety, we build the systems that turn revenue into reliable pay, savings, and long-term progress, so money doesn’t just arrive and disappear.

Do I need to have my finances sorted before I join? +

No. Most people join because things feel messy or unclear. You don’t need spreadsheets, perfect habits, or a plan already in place. You just need a willingness to look at your numbers honestly and take guided action. We build clarity step-by-step, together.

Is this going to be too advanced for me? +

It’s designed to meet you where you are. You don’t need to understand tax, investing, or accounting going in. The only real requirement is that you’re in business and ready to move from guessing to making informed decisions. Whether you’re around £40k or sitting on untapped profit at six figures, there’s a clear path through the program.

How do I know this will actually help me grow? +

Because this isn’t just about tracking money — it’s about how your business funds your life. We focus on stabilising pay, improving profit, aligning pricing, and planning for real-world goals. Clients regularly increase take-home pay, raise prices with confidence, build buffers, and make growth decisions from stability rather than pressure. This doesn’t just tidy your finances — it changes how you run your business.

What if I fall behind or miss calls? +

This is built for real humans with full lives. All calls are recorded, and you can submit questions in advance if you can’t attend live. Progress isn’t about perfection — it’s about consistency over time. That said, this isn’t a passive course. If you engage, even imperfectly, you’ll get results. If you’re looking for something to consume quietly without applying, this likely won’t be the right fit.

Is this actually personalised, or will I be lost in the group? +

It’s highly personalised. You’ll get feedback on your real numbers, real goals, and real decisions — through written or video responses from me. You’ll also be supported by a community of people working through the same challenges. You’re not figuring this out alone, and you’re not just watching from the sidelines.

What will I actually walk away with? +

By the end of 12 months, most clients have consistent take-home pay, meaningful savings, a business buffer, clearer pricing aligned to profit, and a functional investing setup. More importantly, you’ll understand your numbers, trust your decisions, and know how to adjust when income changes — without spiralling or starting from scratch. That confidence is what lasts.

Let me answer your questions real quick

Choose Your Tier & Join

Jess didn’t just “get better with money” — she completely rewired her financial future and her daughter’s.

Before we worked together, Jess did what a lot of creatives do: avoided the numbers, hoped things would work out, and kept telling herself she “should have figured this out by now.” Her income was unpredictable, her spending was mixed across multiple credit cards, and none of her investing had a clear purpose.

Within weeks of working together, that changed. She increased her pension contributions by 37.5%.

But her proudest moment was investing into her daughter’s Junior ISA — the first time she has ever intentionally built long-term wealth for her child, who now has a future pot that could grow to £20k–£23k by adulthood, even at modest returns.

Harriet built business and personal savings for the first time in her life, and paid her tax-bill in full.

Liv gave money to her dad so she wouldn't spend it. Now she's independent and goes on multiple holidays a year.

Emma ended a cycle of people-pleaser overspending, and hasn't added a penny to debt in over 15 months.

Alex paid off three personal credit cards, and cleared over £2k of business debt.

Claire re-wrote her relationship with money, paid off £5k of credit card debt and built almost 5-figures in savings.

Harriet built business and personal savings for the first time in her life, and paid her tax-bill in full.

Before we worked together, Harriet believed she was just "bad with money," and her scarcity-filled upbringing made it even harder to trust herself with finances.

Now Harriet has a personal money system that works. She's budgeting for joyful spending without the guilt, and feels calmer, more confident, and more equipped to handle whatever comes next.

"Working with Emilie is one of the best investments I've ever made for my business. I now feel more organised and confident despite having an inconsistent income. I've learned things I never could have figured out alone. If you're thinking about working with Emilie, just go for it!"

Alex paid off three personal credit cards, and cleared over £2k of business debt.

Alex was stuck in a loop of avoidance. Money was coming in, but just as quickly going out — with no real idea where. She felt stressed, scattered, and secretly ashamed of how out of control her finances felt. 

In under three months she had paid off over £2K in business debt, cleared two credit cards, and now actually enjoys managing her money. Alex is no longer scared to make financial decisions, because she knows what's possible.

"The shift has been HUUUUGE. Paying off debt has become fun (who even am I?). I finally feel in control, not micromanaging, but actually managing. I know what I can spend, save, or invest, and I'm not afraid to look at my money anymore. That's massive."

Liv gave money to her dad so she wouldn't spend it. Now she's independent and goes on multiple holidays a year.

Liv didn't think of herself as someone who could budget or save. When commission came in, she'd splurge — then spend the next two weeks stressed, scraping by, and opening yet another overdraft.

Now she's saving consistently, budgeting with purpose, and spending in a way that actually feels freeing. She's thinking long-term for the first time ever — with clear goals, future plans, and a way of managing money that actually supports her happiness.

"I used to feel panicked about money and had no savings at all. Now I've got separate pots, clear goals, and the confidence to enjoy my money without guilt. I'm more consistent, more independent, and I'm finally not desperate for payday. That alone is massive. Thank you!"

Claire re-wrote her relationship with money, paid off £5k of credit card debt and built almost 5-figures in savings.

Claire was stuck in an exhausting loop: focused entirely on debt, never letting herself spend on anything joyful, and drowning in guilt whenever she did.

Now she's built up real savings, has a breathing fund for the first time, and is debt-free, while spending on things that bring her joy (hello concerts and personal training.)

"When I say it's been life-changing, I mean it. I used to think I was just bad with money, but I just didn't have the right tools. Now I've built savings, nearly cleared my debt, and spend without shame. I feel a thousand percent more confident."

Emma ended a cycle of people-pleaser overspending, and hasn't added a penny to debt in over 15 months.

Before we worked together, Emma felt stuck in a cycle of avoidant spending and silent stress. She'd spend money just to feel good, then avoid her accounts and debt balance out of shame.

Now she's still on her debt-free journey but this time, with a plan, a budget that actually works, and the mindset to match. She hasn't added a single penny to her debt since we started, and she's saving more mindfully, spending with intention, and feeling proud of every step.

The last I checked in with Emma, 15 months after her coaching journey, she still hadn't added a single penny to debt, and spent a full 12 months off on maternity leave with her gorgeous baby boy.

join the group today

Group

Structured support to build consistency, confidence, and momentum

✓ Lifetime access to the full Six-Figure Safety curriculum
✓ 12 months of guided support so you actually implement, not just watch
✓ Bi-weekly trainings and hot-seat coaching for real-time decisions
✓ Monthly co-working sessions to keep money management consistent
✓ A private community for accountability and perspective
✓ Up to 4 written or video feedback submissions per month when you’re stuck or unsure or unsure

£2,500

or £210/month for 12 months of full support

GRAB A VIP SPOT

VIP

£3,500

or £295/month for group + 1:1 strategic support

limited spaces in vip tier

Personalised strategy and 1:1 support alongside the group

✓ Everything included in the Group tier
✓ Unlimited written or video feedback when you need eyes on your numbers or decisions
✓ 4× quarterly 1:1 strategy calls to review profit, pricing, and wealth strategy
✓ Deeper personalisation as your income grows, shifts, or changes

Over 12 months, you’ll you'll build financial safety and complete financial confidence. Debt gets handled. Savings grow. You take home a salary that supports your life, because your money finally has a structure that works.

In the first 30 days, you’ll stop dreading money conversations. You’ll know what’s coming in, what’s safe to spend, and how to pay yourself, even when income fluctuates.