From inconsistent pay and financial guesswork to genuine wealth, safety, and freedom.

A money and business mentorship for online business owners ready to turn revenue into real-life security.

You do not need to obsess over money to build wealth.

From inconsistent pay and financial guesswork to genuine wealth, safety, and freedom.

A money and business mentorship for online business owners ready to turn revenue into real-life security.

Emily went from unpredictable cashflow and money anxiety to consistent pay and financial clarity.

Emily wasn’t paying herself because she never felt like she made “enough”. Her cashflow felt unpredictable, she was avoiding her numbers and hoping it would all even out one day.

When she joined Six-Figure Safety in 2024, we restructured her business finances from the ground up. She learned what to track, how to plan ahead, and how to make decisions based on her actual numbers instead of anxiety.

Inside the programme, Emily implemented systems that allowed her to pay herself consistently, plan ahead financially, and finally trust the money coming into her business. Most importantly, she’s now building a business that supports her life and family, not just one that looks successful on paper.

Now you want to keep, grow, and enjoy it.

You know your revenue because Stripe won’t shut up, but somehow your personal finances still don’t reflect it.

You pay yourself inconsistently... more after a good month, less when things go quiet, but there’s no real structure behind it. 

You’ve built a successful business, but savings, investing, maternity leave, retirement, the forever home… feels more vague than a plan.

You want money to stop feeling like constant mental admin. You want consistent pay, growing investments, and the ability to spend joyfully without stressing about it.

You want to enjoy your life now and build wealth for future you. 

You’ve proven you can make money.

Now you want to keep, grow, and enjoy it.

You know your revenue because Stripe won’t shut up, but somehow your personal finances still don’t reflect it.

You pay yourself inconsistently... more after a good month, less when things go quiet, but there’s no real structure behind it. 

You’ve built a successful business, but savings, investing, maternity leave, retirement, the forever home… feels more vague than a plan.

You want money to stop feeling like constant mental admin. You want consistent pay, growing investments, and the ability to spend joyfully without stressing about it.

You want to enjoy your life now and build wealth for future you. 

Money Coach 🪩 Financial Strategist 🪩 Qualified Financial Advisor (DipFA) 🪩 Trauma of Money™ Certified Practitioner 🪩 Pricing Expert 🪩 Dopamine Dresser 🪩 Toddler Mum 🪩 Oliver Bonas Afficionardo 🪩 Ex-Theatre Stage Manager 🪩 Stout Drinker 🪩

Money Coach 🪩 Financial Strategist 🪩 Qualified Financial Advisor (DipFA) 🪩 Trauma of Money™ Certified Practitioner 🪩 Pricing Expert 🪩 Dopamine Dresser 🪩 Toddler Mum 🪩 Oliver Bonas Afficionardo 🪩 Ex-Theatre Stage Manager 🪩 Stout Drinker 🪩

Hey, I’m Emilie — money coach, Revenue strategist, and creator of Six-Figure Safety.

Since 2020, I’ve helped 1,000+ women and business owners build consistent pay, real savings, and long-term financial security through practical strategies that actually work IRL no matter how squiggly your brain.

My work is an amalgamation of revenue strategy, financial psychology, and long-term wealth building, designed specifically for folks with inconsistent income.

I have ADHD. I know what it’s like when your money lives in your head and opening your banking app feels overwhelming AF. That’s why the tools I teach don’t rely on perfection, willpower, or rigid routines. They’re built to be practical, forgiving, and easy to stick to, even when life is busy or chaotic.

I’m also a toddler mum. I built my six-figure net worth while on maternity leave, and running a business on around 10 hours a week. I don't do hustle, I do messy action + simple structures.

I didn’t start from a position of privilege or “financial common sense”. I started on £1,300 take-home a month, splitting rent 50/50, trying to build a business around corporate hours. Now, I pay myself £2.5k/month working part-time, with savings, investments, and breathing room.

I’ve been in debt. I’ve been in the cycle. I’ve lived the panic.

And that’s why I created Six-Figure Safety.

Most business owners don’t struggle with money because they’re irresponsible or bad at it. They struggle because no one ever taught them how to manage money when income is inconsistent and expenses are unpredictable.

Welcome to financially unbothered behaviour:

You’ve got financial buffers, you know what’s coming in, what’s going out, and what future you needs from current you.

You stop catastrophising every time there's a quiet week and finally feel like your financial goals are in sight.

Financial anxiety stops running the show 💅

The house. The maternity leave. The renovation. The VA hire. The holiday. The investment.

You know your numbers well enough to understand what your business can comfortably support.

You make big decisions with confidence 💡

Your savings are growing. Investments tick along without you needing to become a finance bro about it.

You understand how to make your money work for you — not just how to earn more of it.

Your money is making you more money 📈

You buy the nice dinner. Book the trip. Wander into M&S Foodhall without stress because you know what’s safe to spend.

Money becomes something that supports your life — not something constantly hanging over it.

You actually enjoy your money now 🛍️

Your family isn’t hoping business is good this month anymore.

Your kids’ futures are being built. Maternity leave is planned for. Your personal life feels supported whether revenue is high, low, or somewhere in between.

The people you love are protected 👨‍👩‍👧

Money stops being in the background of every decision. You know what’s safe. You know what’s growing. You know future you is handled.

You barely even have to think about money anymore. It just works.

You become financially unbothered 🤷‍♀️

I'm Ready To Stop Winging It

The house. The maternity leave. The renovation. The VA hire. The holiday. The investment.

You know your numbers well enough to understand what your business can comfortably support.

You make big decisions with confidence 💡

Your savings are growing. Investments tick along without you needing to become a finance bro about it.

You understand how to make your money work for you — not just how to earn more of it.

Your money is making you more money 📈

You buy the nice dinner. Book the trip. Wander into M&S Foodhall without stress because you know what’s safe to spend.

Money becomes something that supports your life — not something constantly hanging over it.

You actually enjoy your money now 🛍️

Your family isn’t hoping business is good this month anymore.

Your kids’ futures are being built. Maternity leave is planned for. Your personal life feels supported whether revenue is high, low, or somewhere in between.

The people you love are protected 👨‍👩‍👧

Money stops being in the background of every decision. You know what’s safe. You know what’s growing. You know future you is handled.

You barely even have to think about money anymore. It just works.

You become financially unbothered 🤷‍♀️

JOIN THE WAITLIST

Jess didn’t just “get better with money” — she completely rewired her financial future and her daughter’s.

Before we worked together, Jess did what a lot of creatives do: avoided the numbers, hoped things would work out, and kept telling herself she “should have figured this out by now.” Her income was unpredictable, her spending was mixed across multiple credit cards, and none of her investing had a clear purpose.

Within weeks of working together, that changed. She increased her pension contributions by 37.5%.

But her proudest moment was investing into her daughter’s Junior ISA — the first time she has ever intentionally built long-term wealth for her child, who now has a future pot that could grow to £20k–£23k by adulthood, even at modest returns.

Introducing:

The “holy shit, I can finally breathe” financial plan.

A 12-month mentorship for online business owners who want the money they're making to actually support their life, future, and nervous system.

Inside Six-Figure Safety, we build:

• reliable personal pay
• long-term wealth
• sustainable business strategy
• joyful spending habits

and the kind of financial safety that lets you stop thinking about money 24/7 ao you can enjoy your life now while future you is being taken care of in the background.

>
JOIN THE WAITLIST

The Investment

✓ 12 months of Personalised support
✓ SELF-PACED MONEY + WEALTH CURRICULUM
✓ Bi-weekly hot-seat coaching
✓ MONTHLY MONEY CEO DAYS
✓ A private community
✓ PRIVATE FINANCIAL DECISION SUPPORT
✓ quarterly 1:1 strategy calls

one payment of £2,500

six payments of £420/m

12 payments of £210/m

Wanna chat? Book a Disco callJOIN THE WAITLIST

[via @lettersandlines.co]

The Confident Money Method

The financial system behind predictable pay, long-term wealth, and a life your business can actually support.

You’ve figured out how to make money.
Now it’s time to stop winging what happens after it lands in your business account.

Across three phases, you’ll build:
• reliable take-home pay
•financial safety in your business and personal life
•sustainable wealth that grows in the background
• and the systems that let you enjoy your life without money constantly sitting in the back of your brain

This is where your money stops feeling reactive and starts feeling supportive.

You’ll implement my Joyful Money Method™ — a simple system that helps you:

• manage your money without restriction or guilt
grow savings automatically
• stop second-guessing every spending decision
• and create genuine financial safety in both your business and personal life

Phase 2: The safety + wealth Framework

Most online business owners are focused on making money now, but have no long-term financial plan behind it.

In this phase, we focus on:
• sustainable investing
• retirement planning
• long-term wealth building
• and making sure your business supports your future, not just your current lifestyle

Phase 3: Future-Proof your wealth

Before we talk investing, savings, or wealth-building, we need to make sure your business is actually supporting you consistently.

In this phase, we:
• work out your ideal take-home pay
• build a revenue strategy around your real-life goals
• create a business model that supports sustainable income
• and implement a simple money system that pays you consistently, even when revenue fluctuates

Phase 1: The Predictable pay System

Before we talk investing, savings, or wealth-building, we need to make sure your business is actually supporting you consistently.

In this phase, we:
• work out your ideal take-home pay
• build a revenue strategy around your real-life goals
• create a business model that supports sustainable income
• and implement a simple money system that pays you consistently, even when revenue fluctuates

Phase 1: The Predictable pay System

This is where your money stops feeling reactive and starts feeling supportive.

You’ll implement my Joyful Money Method™ — a simple system that helps you:

• manage your money without restriction or guilt
grow savings automatically
• stop second-guessing every spending decision
• and create genuine financial safety in both your business and personal life

Phase 2: The safety + wealth Framework

Most online business owners are focused on making money now, but have no long-term financial plan behind it.

In this phase, we focus on:
• sustainable investing
• retirement planning
• long-term wealth building
• and making sure your business supports your future, not just your current lifestyle

Phase 3: Future-Proof your wealth

The support system behind financially unbothered people:

Money Momentum Sessions

Bring your questions, have a safe & supportive space to talk about money, feel less alone with your money Qs.

Get advice that leaves you feeling inspired and clear on how to make your money work for you.

And more often than not, someone else's question answers something you didn't know you needed to ask.

The 3-Phase Curriculum

Inside the curriculum, you’ll learn how to:

• pay yourself consistently
• create financial safety
• build wealth without restriction or overwhelm
• and make smarter business + money decisions long-term

Think practical financial strategies for business owners with fluctuating income, not boring finance lectures you’ll never actually use.

Pocket CFO Reviews

Got a question between callsA wobble about whether you can afford something? A spreadsheet calculation you're not sure about?

Submit it and get a private personal video response with clear, specific guidance, sent directly to your email inbox. No sharing of numbers or private data required.

It's the kind of private financial guidance that usually costs a lot more than this.


Quarterly 1:1 Growth Calls

We look at what's changed in your business, whether your pay is keeping pace, and what needs adjusting so you can keep growing your revenue, profit, and take-home pay.

AKA your pricing, your savings rate, your next financial goal.

This is the call that stops you drifting through another quarter wondering why nothing feels different.

The Safety Net (Slack)

A private community of online business owners on the same journey of paying themselves properly, getting ahead financially, and talking about money without the shame spiral.

Ask questions, share wins, and get answers from people who actually get it.

Because doing this alongside others makes it stick faster.


Cashflow CEO Days

Once a month, we open the room so you can sit down, update your numbers, and make your financial decisions for the month ahead — with support available if anything comes up.

This is how money management stops being the thing you keep avoiding.

These calls are on the first Monday of every month at 8pm GMT/BST.

Fortnightly live coaching calls.

The step-by-step framework that makes money feel supportive instead of stressful.

Because sometimes you just need someone to look at the numbers with you.

Every 90 days, we zoom out.

A calm place to build financial safety together.

Because knowing what to do and actually doing it are two different things.

And yes — you get the spreadsheets too.

The dashboards, calculators, templates, trackers, forecasting tools, and financial systems that make managing your money feel 100x less chaotic.

AKA: the “holy shit, this finally makes sense” part.

Emelie built stable pay, hired support, and stopped running her business in survival mode.

After building a profitable business, Emelie still felt unsure about what was “safe” to pay herself and how to create long-term financial stability. Together we built systems that finally made her money feel predictable, supportive, and sustainable.

"The peace that Six-Figure Safety has brought me is insane!"

Every money wobble sent Dais into panic mode, avoiding her numbers, chasing sales, and feeling like she could never switch off.

She joined SFS because she was exhausted. She knew she was making good money, but had no idea where it was going or why it never felt like enough.

Inside the programme, she built a money system that supported her lifestyle instead of controlling it. She raised her rates by 33%, stopped operating from panic, and finally started feeling confident with money.

And when life or business wobbled, she had tools to fall back on instead of spiralling. No more guessing, avoiding, or hoping things would magically sort themselves out.

Emelie has paid herself monthly for a year, taking a $2k/m payrise while hiring to scale her business.

After building a profitable business, Emelie still felt unsure about what was “safe” to pay herself and how to create long-term financial stability. Together we built systems that finally made her money feel predictable, supportive, and sustainable.

"The peace that Six-Figure Safety has brought me is insane!"

Every money wobble sent Dais into panic mode, avoiding her numbers, chasing sales, and feeling like she could never switch off.

She joined SFS because she was exhausted. She knew she was making good money, but had no idea where it was going or why it never felt like enough.

Inside the programme, she built a money system that supported her lifestyle instead of controlling it. She raised her rates by 33%, stopped operating from panic, and finally started feeling confident with money.

And when life or business wobbled, she had tools to fall back on instead of spiralling. No more guessing, avoiding, or hoping things would magically sort themselves out.

What changes when you stop winging your finances:

✓ You’ll finally understand what’s happening with your money.

✓ You’ll know what’s safe to spend.

✓ You stop avoiding your numbers because they finally make sense.

✓ You’ll already feel calmer

in 7 days

✓ You’ll be paying yourself consistently and making financial decisions with confidence.

✓ You’ll have savings growing and a clear plan for long-term wealth.

✓ Your business success will finally be reflected in your day-to-day life.

in 90 days

✓ You’ll have a clear take-home pay plan and a business strategy designed to support it.

✓ You’ll know how much your business needs to make to fund your lifestyle and future plans.

✓ You’ll have systems in place to manage your money without constant second-guessing.

In 30 days

What changes when you stop winging your finances:

✓ You’ll finally understand what’s happening with your money.

✓ You’ll know what’s safe to spend.

✓ You stop avoiding your numbers because they finally make sense.

✓ You’ll already feel calmer

in 7 Days

✓ You’ll have a clear take-home pay plan and a business strategy designed to support it.

✓ You’ll know how much your business needs to make to fund your lifestyle and future plans.

✓ You’ll have systems in place to manage your money without constant second-guessing.

In 30 Days

✓ You’ll be paying yourself consistently and making financial decisions with confidence.

✓ You’ll have savings growing and a clear plan for long-term wealth.

✓ Your business success will finally be reflected in your day-to-day life.

in 90 days

Rachel went from ‘£10k months but no safety’ to riding an income dip without panic — while finally building savings.

Rachel had pretty consistent £10k months for two years, but had almost no personal buffer and was over-saving for tax out of fear. Inside Six-Figure Safety, we restructured her finances and uncovered £30k sitting in available dividend reserves she didn’t even know she could access.

She built her first real financial safety net — setting up her Breathing Fund, opening a Stocks & Shares ISA, making her first investment, and increasing her pension contributions. And when she hit a low-revenue month, she reduced dividends by £500 without spiralling — protected by the new £1k+ personal savings.

Now she knows exactly what’s safe to spend, what needs protecting, and how to keep building wealth, even when business feels uncertain.

Let me answer your questions real quick

JOIN THE WAITLIST
How much do I need to be earning to join Six-Figure Safety? +

Six-Figure Safety is best suited to business owners making £5k+ months.

Your income does not need to be consistent but you do need enough revenue coming in that we can turn it into reliable take-home pay, savings, and long-term wealth.

If your business is making money but your personal finances still don’t reflect it, you’re in the right place.

Do I need to have my finances sorted before I join? +

No. That would make this a very weird programme.

You don’t need perfect spreadsheets, clean habits, or a pretty little finance routine. You just need to be willing to look at your numbers honestly and let me help you build the structure from there.

We sort the mess together. Calmly. Strategically. With significantly less spiralling.

Is this going to be too advanced for me? +

Not if you’re already making money and ready to understand what to actually do with it.

You don’t need to understand investing, pensions, tax planning, or business finance before joining. That’s literally why you’re here.

We take the scary adult money stuff and make it practical, clear, and usable for your actual life.

How do I know this will actually help me grow? +

Because we’re not just tracking money. We’re connecting your business revenue to your real-life goals.

We look at your take-home pay, pricing, profit, savings, spending, revenue strategy, and long-term wealth plan — so your business can actually fund the life you’re trying to build.

This isn’t “tidy your finances and hope.” It’s financial strategy that changes how you run your business.

What if I fall behind or miss calls? +

This is built for real humans with actual lives.

Calls are recorded, you can submit questions in advance, and you’ll have support between sessions too.

That said, this isn’t a “buy it and forget it exists” kind of thing. You do need to engage, even imperfectly. Tiny consistent action beats a dramatic January reset every time.

Is this actually personalised, or will I be lost in the group? +

It’s highly personalised.

You’ll get support on your real numbers, your real goals, and your real financial decisions — not generic advice that sounds nice but doesn’t actually fit your business.

You are not being left alone with a spreadsheet and a prayer.

What if I’m on a payment plan and have a slow month? +

Good news: slow months are exactly what we build for.

One of the first things we do is create a structure that helps your business handle quieter periods without everything immediately feeling dramatic.

The goal is not “hope the money appears.” The goal is knowing what’s coming, what’s safe, what needs adjusting, and how to make your finances feel steady even when income fluctuates.

Ginny stopped undercharging, reduced her part-time hours, and bought a house.

Ginny was stuck in the cycle so many business owners end up in: making money, working constantly, and still not fully trusting that her business could support her long-term.

We mapped out what she actually needed to earn, rebuilt her pricing, and created a plan that supported both her business growth and personal life.

She raised her rates by 69%, reduced her part-time hours, and bought a house, while finally feeling financially secure enough to breathe a little. 

Now she’s not making decisions from panic or scarcity. Her business finally supports her life, instead of consuming it.

"[buying a house] would have never happened without you. Thank you."

Every client came in with different goals.
But the outcome was the same: more clarity, more confidence, and money that finally felt secure.

From financial chaos to financial safety.

Before we worked together, Jess did what a lot of creatives do: avoided the numbers, hoped things would work out, and kept telling herself she “should have figured this out by now.” Her income was unpredictable, her spending was mixed across multiple credit cards, and none of her investing had a clear purpose.

Within weeks of working together, that changed. She increased her pension contributions by 37.5%.

But her proudest moment was investing into her daughter’s Junior ISA — the first time she has ever intentionally built long-term wealth for her child, who now has a future pot that could grow to £20k–£23k by adulthood, even at modest returns.

Harriet finally trusts herself with money.

"Working with Emilie is one of the best investments I've ever made for my business.

I now feel more organised and confident despite having an inconsistent income. I've learned things I never could have figured out alone. If you're thinking about working with Emilie, just go for it!"

Alex paid off three personal credit cards, and cleared over £2k of business debt.

"The shift has been HUUUUGE. Paying off debt has become fun (who even am I?). I finally feel in control, not micromanaging, but actually managing. I know what I can spend, save, or invest, and I'm not afraid to look at my money anymore. That's massive."

Claire re-wrote her relationship with money, paid off £5k of credit card debt and built almost 5-figures in savings.

"When I say it's been life-changing, I mean it. I used to think I was just bad with money, but I just didn't have the right tools. Now I've built savings, nearly cleared my debt, and spend without shame. I feel a thousand percent more confident."

Liv gave money to her dad so she wouldn't spend it. Now she's independent and goes on multiple holidays a year.

"I used to feel panicked about money and had no savings at all. Now I've got separate pots, clear goals, and the confidence to enjoy my money without guilt. I'm more consistent, more independent, and I'm finally not desperate for payday. That alone is massive. Thank you!"

Meg went on a month long holiday and still saved 5-figures as a VA.

Before working together, money felt messy and directionless for Meg. There were lots of future goals swirling around… but no plan to reach any of them. Cue overwhelm, avoidance, and a sneaky belief that investing was for "other people."

Meg worked through all three phases: business finances, personal finances, and wealth building. She learned how to track her spending, save toward specific goals, and build a plan for retirement — including pension contributions and long-term investing.

Now Meg is saving consistently, investing with confidence, and has a retirement plan in motion. She's realised that she absolutely is the kind of person who invests, and that managing money can actually feel exciting.

Harriet finally trusts herself with money.

Before we worked together, Harriet genuinely believed she was just “bad with money.” Her inconsistent income made her second-guess every decision, and even simple financial tasks felt emotionally heavy.

Now she has systems that work for her brain and lifestyle. She’s built savings, paid her tax bill in full, and feels calmer, more confident, and more in control of her money than ever before.

"Working with Emilie is one of the best investments I've ever made for my business. I now feel more organised and confident despite having an inconsistent income. I've learned things I never could have figured out alone. If you're thinking about working with Emilie, just go for it!"

Alex paid off three personal credit cards, and cleared over £2k of business debt.

Alex was stuck in a loop of avoidance. Money was coming in, but just as quickly going out — with no real idea where. She felt stressed, scattered, and secretly ashamed of how out of control her finances felt. 

In under three months she had paid off over £2K in business debt, cleared two credit cards, and now actually enjoys managing her money. Alex is no longer scared to make financial decisions, because she knows what's possible.

"The shift has been HUUUUGE. Paying off debt has become fun (who even am I?). I finally feel in control, not micromanaging, but actually managing. I know what I can spend, save, or invest, and I'm not afraid to look at my money anymore. That's massive."

Claire re-wrote her relationship with money, paid off £5k of credit card debt and built almost 5-figures in savings.

Claire was stuck in an exhausting loop: focused entirely on debt, never letting herself spend on anything joyful, and drowning in guilt whenever she did.

Now she's built up real savings, has a breathing fund for the first time, and is debt-free, while spending on things that bring her joy (hello concerts and personal training.)

"When I say it's been life-changing, I mean it. I used to think I was just bad with money, but I just didn't have the right tools. Now I've built savings, nearly cleared my debt, and spend without shame. I feel a thousand percent more confident."

Liv gave money to her dad so she wouldn't spend it. Now she's independent and goes on multiple holidays a year.

Liv didn't think of herself as someone who could budget or save. When commission came in, she'd splurge — then spend the next two weeks stressed, scraping by, and opening yet another overdraft.

Now she's saving consistently, budgeting with purpose, and spending in a way that actually feels freeing. She's thinking long-term for the first time ever — with clear goals, future plans, and a way of managing money that actually supports her happiness.

"I used to feel panicked about money and had no savings at all. Now I've got separate pots, clear goals, and the confidence to enjoy my money without guilt. I'm more consistent, more independent, and I'm finally not desperate for payday. That alone is massive. Thank you!"

Meg went on a month long holiday and still saved 5-figures as a VA.

Before working together, money felt messy and directionless for Meg. There were lots of future goals swirling around… but no plan to reach any of them. Cue overwhelm, avoidance, and a sneaky belief that investing was for "other people."

Meg worked through all three phases: business finances, personal finances, and wealth building. She learned how to track her spending, save toward specific goals, and build a plan for retirement — including pension contributions and long-term investing.

Now Meg is saving consistently, investing with confidence, and has a retirement plan in motion. She's realised that she absolutely is the kind of person who invests, and that managing money can actually feel exciting.

Over 12 months, you’ll build the financial structure your business has been missing: reliable pay, growing savings, long-term wealth, and the confidence to enjoy your money without wondering if future you is being screwed over.

In the first 30 days, you’ll know what’s coming in, what’s safe to spend, and how much you can actually pay yourself — without making every money decision feel like a full emotional event.

✓ 12 months of Personalised support
✓ SELF-PACED MONEY + WEALTH CURRICULUM
✓ Bi-weekly hot-seat coaching
✓ MONTHLY MONEY CEO DAYS
✓ A private community
✓ PRIVATE FINANCIAL DECISION SUPPORT
✓ quarterly 1:1 strategy calls

£2,500 pay in full

£420 over six months

£210 over twelve months

Wanna chat? Book a Disco callJOIN THE WAITLIST