You might not be in total chaos, but you’re not calm either. Money takes up wayyy more mental space than you want it to, and it rarely feels neutral.
You’ve tried to be more organised. More disciplined. More on top of it. But the moment life gets busy or emotions get involved, everything falls apart again.
And that loop of avoid → react → feel bad → repeat is exhausting. The longer this goes on, the harder it is to trust yourself — even when nothing is actually “wrong”.
Where your relationship with money feels safer, more grounded, and steadier underneath it all.
This isn’t about becoming a numbers person. It’s about ending the fight you’ve been stuck in with money for years.
You want to check your numbers without your stomach dropping.
To make decisions and move on — instead of replaying them for days.
to Feel calm when money comes in or goes out
Trust yourself to spend and save without guilt
Make choices that actually align with your life
STOP FEELING LIKE YOU’RE ALWAYS “MESSING IT UP”
When money feels stressful or loaded, those tools don’t help.
They just add more pressure when life inevitably gets heavy again.
When money doesn’t feel safe, your nervous system takes the lead.
Logic goes quiet. Good intentions don’t stand a chance when you’re tired or overwhelmed.
Patterns don’t fade on their own — they repeat until something interrupts them.
But when your nervous system feels safer with money, everything changes.
You don’t need to force yourself to be “better” with finances. You can actually receive guidance, education, and long-term strategy — without spiralling, avoiding, or self-sabotaging.
This is why Breakthrough comes first. And why, for many clients, it becomes the foundation for stepping into longer-term financial strategy inside Six-Figure Safety.
You've tried everything. But nothing seems to stick.
6x Weekly 1:1 Money Psychology Sessions
Each session follows a clear six-week structure, so you always know what we’re working on and why. We start with context, move into awareness, and finish with rebuilding trust and new ways of responding.
Prompts + Pattern Tracking
After each session, I’ll give you prompts connected to that week’s focus. Not homework, but a way to notice what’s actually happening in real life, so the work sticks.
Slack Support Between Sessions
You’ll have access to me on Slack throughout the six weeks.
It’s a place to check in when something lands. Not to be “on”, but to be supported as things shift.
Weekly Money Psychology Sessions
Each session follows a clear six-week structure, so you always know what we’re working on and why.
We start with context, move into awareness, and finish with rebuilding trust and new ways of responding.
Prompts + Pattern Tracking
After each session, I’ll give you prompts connected to that week’s focus. Not homework, but a way to notice what’s actually happening in real life, so the work sticks.
Slack Support Between Sessions
You’ll have access to me on Slack throughout the six weeks.
It’s a place to check in when something lands — not to be “on”, but to be supported as things shift.
Understand where your money patterns come from.
We look at early experiences and messages that shaped your relationship with money, so your behaviours make sense instead of feeling like personal failures.
Spot your money patterns as they happen.
Once you understand the roots, we shift into noticing how those patterns show up now. You’ll start recognising the moments where money triggers avoidance, self-sabotage, or emotional reactions — and catch them earlier.
Understand emotional spending without shame.
We explore the emotional side of money decisions; why you reach for your card when you’re overwhelmed, bored, stressed, or even celebrating, and what you’re actually trying to feel in those moments.
Soften the fear underneath money decisions.
We work with fears around safety, security, and survival — especially the ones that quietly influence your decisions from the background.
Rebuild trust with money through action.
We focus on small, realistic commitments that help you rebuild trust in yourself around money — and see that change is actually possible.
Integrate the work and look ahead.
We zoom out to look at what’s shifted, what feels steadier now, and what kind of support or structure you need going forward. Whether that’s strategy, space, or something else.
Understand where your money patterns come from.
This week is about context, rather than blame. We look at early experiences, messages, and dynamics that shaped how you learned to relate to money. Not to dwell on the past, but to understand why certain behaviours and reactions make sense, and why they’ve been so persistent.
Spot your money patterns as they happen.
Once you understand the roots, we shift into noticing how those patterns show up now. You’ll start recognising the moments where money triggers avoidance, self-sabotage, or emotional reactions — and catch them earlier.
Understand emotional spending without shame.
We explore the emotional side of money decisions; why you reach for your card when you’re overwhelmed, bored, stressed, or even celebrating, and what you’re actually trying to feel in those moments.
Soften the fear underneath money decisions.
We work with fears around safety, security, and survival — especially the ones that quietly influence your decisions from the background.
Rebuild trust with money through action.
We focus on small, realistic commitments that help you rebuild trust in yourself around money — and see that change is actually possible.
Integrate the work and look ahead.
We zoom out to look at what’s shifted, what feels steadier now, and what kind of support or structure you need going forward. Whether that’s strategy, space, or something else.
When Emma joined Breakthrough, she was four months into maternity leave and constantly worried she wouldn’t be able to enjoy it. She had existing debt and assumed she’d either have to cut her leave short or add more debt just to get by. Money felt like a countdown clock forcing her back to work.
Emma stayed on maternity leave for the full 12 months without adding a single penny of new debt. More importantly, money stopped feeling like a constant source of panic in the background — she felt calm enough to be present with her baby instead of bracing for the next bill.
Before any strategy, we worked on Emma’s relationship with money. She began to understand why she avoided looking at her accounts, why spending became a coping mechanism, and how much fear she was carrying around money and safety. As that awareness grew, her reactions softened and her decisions became steadier and more intentional.
“I stopped spending to cope, and stopped avoiding my money”
“Working with Emilie has completely changed my relationship with money.” - Emma
Whether you know this is what you need, or want to chat more about it, fill out the application form below, and I’ll review it within 48hrs. If we're a good fit, you’ll get a payment link or we can hop on a quick call to make sure we're aligned.
You’re not committing to anything by applying — just starting a conversation.
I’ve been exactly where you are.
I’m Emilie — a qualified financial advisor (DipFA), Trauma of Money™ certified practitioner, and money coach. I’ve spent the last six years helping women untangle their relationship with money and build financial lives that actually feel steady.
Before that, I was deep in debt. Maxed out credit cards. Carrying a lot of shame and convinced I was “just bad with money.” I earned money, but it never felt safe. Saving felt impossible. Avoidance felt easier.
I didn’t budget my way out of that. I healed my relationship with money first.
That’s why Breakthrough exists. Because strategy only works once money feels safer. Until then, even the best plans get overridden by fear, pressure, or old patterns.
I see this every day in my work — and it doesn’t change just because you want it to.
These outcomes didn’t come from discipline or trying harder.
They happened because once the internal fight with money stopped, clients could actually follow through on decisions consistently.
Money stopped disappearing as soon as it came in
When Josie came into Breakthrough, money felt impossible to get ahead of. Every time income landed, it went straight back out again. She had no buffer, no plan she trusted, and a deep belief that things like owning a home were “for other people, not me.”
Within 12 weeks, Josie had her first emergency fund in place and a simple spending plan she trusted. From there, she began saving towards a house deposit and contributing to a pension, milestones she’d previously written off as unrealistic.
We focused on Josie’s relationship with money before anything else. The fear and scarcity that kept her in survival mode. As those patterns softened, money stopped feeling impossible. It felt workable.
I stopped panicking every time I opened my bank app
Claire grew up in poverty, and those early experiences shaped how money felt as an adult. Overspending brought short-term comfort and long-term shame. Even after paying off £20k of debt on her own, she felt constant panic when checking her accounts and believed she’d never be able to hold savings.
Through 1:1 money coaching, Claire cleared the remaining £5k of debt, built her first emergency fund, and began working towards a £10k savings goal.
We focused on how her early experiences were driving fear, spending, and avoidance. As that understanding grew, the shame lifted and for the first time, Claire could look at her accounts without fear.
From “Shopping Addict” and Credit Card Cycles to Calm, Consistent Money Flow
Elana described herself as a “shopping addict.” Each month followed the same cycle: rely on her credit card, pay it down, then end up using it again. Being self-employed with irregular income made money feel unpredictable and emotionally charged.
After Breakthrough, Elana broke the credit card cycle, built savings she could rely on, and no longer felt like money was slipping through her fingers, even with variable income.
We focused on softening shame and self-judgement first. As those eased, consistent decisions became possible.
From financially feral to steady and self-trusting
Rachel described herself as “financially feral.” Her business was bringing in consistent £10k+ months, but money still felt chaotic. She wasn’t saving consistently, had no investment plan, and worried everything could collapse if income dipped.
Rachel now saves and invests consistently and feels confident that her money is supporting her life. When her income later dropped below £5k, the lowest it had been in years, she didn’t spiral. She felt steady and capable.
The biggest shift wasn’t just saving or investing. It was trusting herself to handle whatever came next.