Money Coaching & Financial Strategy for Self-Employed Creatives
making your financial goals a reality
Emilie Nutley
Helping coaches, creatives, and service providers build predictable income, manage it properly, and turn it into long-term wealth — without needing a finance degree or a personality transplant.
Raise your hand if a Year 7 maths teacher convinced you you’re terrible with money...
You’re allowed to be confused, overwhelmed, even a bit avoidant… and you're allowed to want to learn to feel calm, capable, and confident with your money. That's why I'm here.
...if you've stood at self-checkout praying the card doesn’t decline, even though logically you think there should be enough...
...if you’ll happily roast yourself for being reckless with money, but cringe at the idea of asking for help with it...
...if you feel like everyone else got the “how to manage money” memo and you were off making vibey Canva graphics that day...
...if you’ve half-joked, half-meant it when you’ve said, “my pension plan is just… dying first...”
The method to all the madness...
aka why future you will want to kiss you on the mouth
All the stuff you think is “just how you are with money”? We poke at that.
The shame, the avoidance, the panic scrolling, the “I’ll be better next month” speeches. We figure out where it came from and how to stop letting it run the whole show.
Unpack the money drama
This is where we zoom out a bit:
- Debt going down instead of up
- Savings that stick around
- Paying yourself like a grown-ass adult
- Starting to sort pension / investing without wanting to throw up
No 38-step makeover. Just you, me, your numbers and a much less stressful way of doing money.
What you’re building long-term
We put everything on the table: income, expenses, debt, savings (or lack of), tax, all of it.
Not to judge, to understand.
From there, we figure out:
- What’s realistic for you to pay yourself
- What needs to be covered first
- How to handle the up-and-down months without spiralling
How your money moves
We look at your income goal, your offer structure, and your pricing.
From there, we figure out what your business needs to generate so you can pay yourself properly, whether your current offers can get you there, and how to create consistent income instead of rollercoaster months.
Build predictable income
All the stuff you think is "just how you are with money"? We poke at that.
The shame, the avoidance, the panic scrolling, the "I'll be better next month" speeches.
We figure out where it came from and how to stop letting it run the whole show.
Unpack the money drama
We look at your income goal, your offer structure, and your pricing.
From there, we figure out what your business needs to generate so you can pay yourself properly, whether your current offers can get you there, and how to create consistent income instead of rollercoaster months.
Build predictable income
We put everything on the table: income, expenses, debt, savings (or lack of), tax, all of it.
Not to judge, to understand.
From there, we figure out what's realistic for you to pay yourself, what needs to be covered first, and how to handle the up-and-down months without spiralling.
How your money moves
This is where we zoom out a bit: debt going down instead of up, savings that stick around, paying yourself like a grown-ass adult, and starting to sort pension/investing without wanting to throw up.
No 38-step makeover. Just you, me, your numbers and a much less stressful way of doing money.
What you’re building long-term
- has already made most of the money mistakes
- did the training, qualifications, and nerdy reading
- and now wants to pass the notes back to you
It's me, hi. I'm the problem, it's me.
Emilie Nutley!
Whether you want deep 1:1 support, a year of gentle-but-honest guidance, or a smaller step to ease yourself in, there’s a way to do this that fits your brain, your money and your capacity.
Ways we can get your sh*t together
(financially)
Your “my money is finally not feral” year!
Together we:
- sort how money moves through your business + into your life
- make paying yourself, saving and dealing with debt feel normal, not dramatic
- start building long-term safety (buffers, pensions, investing) at a pace that feels doable
Perfect for if your business looks successful from the outside, but your money still feels like a jump scare.
Borrow My Brain – 90m Intensive
One focused session to untangle the thing you’re spiralling on.
In 90 minutes, we:
- talk it through properly (no stupid questions, ever)
- look at the numbers you do have
- land on a clear, grounded way forward you can actually action
Perfect for when you don’t need a full coaching container, you just want a grown-up money brain on your side for one big thing – or you want a taste of what it might be like to work with me over the longer term.
Breakthrough – 1:1 Money Coaching
Deep money reset for you + your brain + your bank account.
We’ll:
- talk honestly about debt, spending, shame + “I’m bad with money lol”
- look at what’s really coming in, where it’s going, and what you need to feel safe
- set up a kinder way of handling money that you can actually stick with
Perfect for if you’re stuck in avoidance / panic cycles and want someone to walk you out of them, step by step.
Whether you want deep 1:1 support, a year of gentle-but-honest guidance, or a smaller step to ease yourself in, there’s a way to do this that fits your brain, your money and your capacity.
Ways we can get your sh*t together
(financially)
Breakthrough – 1:1 Money Coaching
Deep money reset for you + your brain + your bank account.
We’ll:
- talk honestly about debt, spending, shame + 'I'm bad with money lol'
- look at what's really coming in, where it's going, and whether you're making enough to hit your goals
- set up a kinder way of handling money that you can actually stick with
Perfect for if you're stuck in avoidance/panic cycles or if you're making money but it's not translating to safety, and you want someone to walk you out of it, step by step.
Your “my money is finally not feral” year!
Together we:
- Figure out your revenue goal and design a business model that can hit it
- Sort how money moves through your business and into your life
- Make paying yourself, saving, and dealing with debt feel normal, not dramatic
- Start building long-term safety at a pace that feels doable
Perfect for if your business looks successful from the outside, but your money still feels like a jump scare.
Borrow My Brain – 90m Intensive
One focused session to untangle the thing you’re spiralling on.
In 90 minutes, we:
- talk it through (no stupid questions, ever)
- look at the numbers you do have
- land on a clear, grounded way forward you can actually action
Perfect for when you don’t need a full coaching container, you just want a grown-up money brain on your side for one big thing – or you want a taste of what it might be like to work with me over the longer term.
Ginny raised her prices 69%, reduced her part-time hours, and bought a house
Ginny was working a part-time job alongside her business because she didn't think her business could fully support her. She knew she needed to earn more, but she felt stuck.
We calculated what she actually needed to earn. We mapped out her offers and ran the numbers on how many sales she needed. Then we identified the gap.
She raised her rates by 49% immediately, with plans to increase them even more — totalling a 69% price rise. (Yes, she was massively undercharging before.)
She took on a new client despite telling herself she didn't have capacity (mindset block, not reality), which allowed her to reduce her hours at her part-time job.
Now? She's debt-free and a new homeowner!
Ginny-Leigh Higson. Content Strategist.
Imagine if the group chat in 12 months was “I just paid myself SO WELL” instead of “I’m so bad with money lol.”
If you’re still here, I’m guessing it’s not for the bants. Some part of you is like, “yeah… this needs to change.”
You don’t have to burn your life down. You don’t have to become Spreadsheet Barbie. You just have to stop trying to do it completely on your own.
