TESTIMONIALS

Emelie had already separated her business and personal finances, she wasn’t new to money… but things still felt a little messy under the hood.

She was tracking income and expenses, but didn’t have a system that gave her real-time clarity. She’d pay herself “in sprinkles” instead of setting a proper salary. She knew she could be doing better, but wasn’t quite sure how to bridge the gap.

Now? She’s built out money systems that give her security and clarity across both business and personal finances. Weekly money dates are short, simple, and low-key joyful. And best of all? She’s given herself full permission to spend — because the math is mathin’ and the systems are locked in.

No more flying blind. Just confidence, clarity, and cashflow she can trust.

“I have a new-found love for spending money… because I KNOW what I can spend. I can see and trust my plan — not in a micro-managey way, but in an empowered, grown-ass-business-owner way. It’s a blast to play with my money now. Profit First could never.”

Before Bloom Your Wealth (now WEALTHY AF), Rachel was smashing it in business, making great money and paying herself a solid salary. But she felt like she was winging it with personal finances.

Retirement? Scary.
Investing? Confusing.
Wealth building? For “someday” — not now.

She described it like this: “I wasn’t feeling like a proper adult.”

Now? Rachel’s officially stepped into her wealth era. She’s opened a Stocks & Shares ISA, started investing, topped up her pension, and created a breathing fund plus a dedicated travel fund.

She’s got her joyful spending plan in place (with a new card to match), a future-focused savings plan for her dream house, and most importantly — she actually understands what to do with her money. No more dread. No more delay. Just grounded, empowered action.

“I finally feel like I know how to build wealth. Even though I haven’t implemented everything yet, it all feels way less scary. Learning this has felt like a gift to my future self. I’ve invested for the first time, built multiple savings pots, and feel in control. It’s a whole new chapter.”

Claire came in with a familiar story: hyper-focused on paying off debt, no savings to speak of, and zero room for joy. Her finances felt like a punishment — driven by shame, sacrifice, and constant restriction.

Even with a good income, she didn’t feel like she deserved to spend on things she loved. No concerts. No gym. No fun. Just survival mode and guilt.

Now?
Claire’s flipped the script. She’s built savings for the first time, pays off debt at a manageable pace, and actually enjoys her money — from regular PT sessions to getting her nails done. She’s not just in control — she feels good about it.

She no longer believes she’s “bad with money.” She knows now that she just didn’t have the right tools — and once she did, everything changed.

“Working with Emilie has been the best financial decision I’ve ever made. She helped me build savings, pay off debt, and still spend money on things that matter to me. I’ve almost paid off my debt, I have a breathing fund, and most importantly, I’ve controlled my overspending without shame. If you want someone who won’t judge you, who really listens and helps you reach your goals — you need to work with Emilie. It’s been life changing.”

Before joining Cashflow Confident, Emily felt uncertain and under-equipped when it came to her business finances. Despite running a successful biz, her confidence was low, and her knowledge gaps left her feeling disconnected from her numbers.

She wanted clarity. Confidence. And a system she could actually stick to.

Now? She’s hit her first £5k sales month, built brand new financial habits, and — most importantly — knows exactly what’s going on in her business finances. She rated her confidence an 8/10 (from where it started? A game-changer), and she’s got the structure to keep building from here.

Even though she couldn’t make the live calls, she’s been smashing through the replays and soaking up the support inside Slack, and it’s working.

“Transformational! I know what’s going on with my numbers, I’ve built new habits, and I’ve hit my first £5k month. Fuck yes, I’d recommend it — do it now. You need to know your numbers.”

Before Meg and I started working together, money felt messy and directionless. She wasn’t tracking what she spent, had no savings structure, and didn’t think she earned “enough” to even start investing. There were lots of future goals swirling around… but no plan to reach any of them.

Cue overwhelm, avoidance, and a sneaky belief that investing was for “those other people.”

Now? Meg is tracking her spending with clarity, saving toward specific goals on purpose, and has a plan in place for retirement — including pension contributions and long-term investing (yes, even as a business owner!). She no longer feels like a headless chicken — she’s the CEO of her money life.

And the biggest win? She’s realised that she absolutely is the kind of person who invests — and that managing money can actually feel exciting.

“Before coaching, I had no idea how much I needed to earn to live the life I wanted. Now I feel calm, organised, and in control — with a plan to invest for retirement and a full understanding of how to manage my monthly finances. In just five weeks, Emilie completely turned my relationship with money around. I truly believe everyone should work with her — it has the power to change your life.”

Elana came into our work together feeling stuck in a shame spiral. She was maxing out her credit card every month, telling herself she had a shopping addiction and would never get better with money.

Things felt chaotic. Unfixable. Like she was the problem.

Now?
She’s budgeting in a way that actually fits her life. She’s started an emergency fund. She still has wobbles (because… she’s human), but she’s learned to meet herself with way more understanding. The biggest shift? She doesn’t believe she’s “terrible with money” anymore.

Instead of spiraling into shame, she’s building something sustainable — with tools, mindset shifts, and a budget she can actually stick to.

“Working with Emilie has been life changing. Her passion and life experience shined throughout our time working together. She’s helped me create goals, change my mindset, and live with an achievable budget. No course or person has inspired me as much as she has.”

Josie came in stuck in the cycle so many high earners quietly struggle with — paycheck to paycheck living, savings that never stuck, and the creeping guilt of “I make decent money, why is this still so hard?”

Every time she’d put something aside, it would get pulled out before the end of the month. Eventually, it felt pointless. Why bother saving when it never stayed?

Now?
She’s got a fully funded emergency fund, clarity on why she spends the way she does, and the tools to work with her brain instead of fighting it. Her relationship with money isn’t about shame or discipline — it’s rooted in emotional awareness, self-trust, and optimism about the future (including a growing house deposit fund 👀).

Through our work, she learned that money challenges don’t mean you’re “bad with money” — they just mean you need support that gets the emotional side too.

“Without sounding like a cliché, working with Emilie has been eye opening — and I reckon life changing! When we first started I had no savings, and now I have a fully funded emergency fund. I understand that my pension isn’t a scary thing I can’t afford, and I’m on my way toward a house deposit! I always felt like I was bad with money, but I’ve learned money decisions run deep alongside our emotions. No doubt in my mind that it’s worth your time.”

Before joining Cashflow Confident, Cath felt tangled in shame, dyscalculia, and a lack of structure around her finances. Pricing was especially painful — confusing, emotional, and totally overwhelming.

She wasn’t just avoiding spreadsheets, she had what she described as an “allergic reaction to budgeting.”

Now? Cath’s pricing is locked in and logical (no more “throw a number out and hope for the best”). Her confidence is sitting at a solid 8/10, and she finally has a framework that works for how her brain operates.

She’s built new financial habits, stopped spinning in shame, and gained practical tools that help her make decisions without second-guessing every move. And the best part? She felt supported every step of the way.

“Pricing has been a HUGE issue for me. Now I understand what I need to bring in, and it’s logical. Emilie is super approachable and non-judgmental. I loved that I could show up how and when I needed to. Just thank you for being yourself, Emilie — that makes all the difference.”

When Emma started, money felt like a black hole — avoided, ignored, and spiraling. She was stuck in a cycle of unnecessary spending, avoiding her accounts, and hoping the debt would somehow sort itself out (we’ve all been there).

She knew something had to change, but the shame and uncertainty kept her frozen.

Now?
She’s no longer avoiding her finances, she’s owning them. Emma has a clear, doable debt payoff plan that doesn’t suck the joy out of her life. She still spends, but now it’s intentional and values-aligned. The best part? She hasn’t gone further into debt since we started, and for the first time ever, she’s actually excited about becoming debt free — even if it takes a while.

It’s not just about numbers for Emma, it’s about long-term peace and present-day confidence.

“Working with Emilie has completely changed my financial outlook and relationship with money. I feel so much more in control of my spending and I’m excited about my journey to pay off debt. I’ve probably saved more just by spending less thanks to Emilie — the investment has been so worth it.”

When Liv started, her money mindset was stuck in a survival loop: Two weeks of “YOLO, I deserve this,” followed by two weeks of dread, overdrafts, and borrowing from her dad to get by. Her income was unpredictable, her stress levels were high, and budgeting felt like a punishment.

She believed she was “bad with money” — and she had no real savings, no goals, and no long-term plan.

Now?
She’s budgeting with purpose, planning ahead, and putting money aside every month, with goals attached to each pot. She’s no longer afraid of the slow commission months because we built her a flexible money system that works with her income (not against it).

The biggest win? She’s no longer desperate by payday, because she’s finally got financial breathing room and a plan she trusts.

“The best thing about working with Emilie is how supportive she is — it genuinely feels like she’s holding my hand the whole way. I used to think I was bad with money, but now I’m consistent, confident, and saving for goals I never even knew I had when we started. I can still enjoy spending, but now it’s planned and doesn’t stress me out. I’m so grateful for your time and everything you’ve helped me do — thank you!”

When Emily joined Bloom Your Wealth (now WEALTHY AF), she was already a bit money-savvy, but her systems didn’t reflect it.

She was paying herself inconsistently (“a few hundred here and there”), had no pension in place, and was winging her monthly spending without a real structure.

Her finances felt like a pile of good intentions with no game plan.

Now? She’s moved £2.5k into her new pension, opened a dedicated Maternity Leave fund, and completely restructured how she manages her money. She’s automated her pay, split up her spending accounts, and set up a personal finance plan based on real numbers (not vibes).

The biggest win? She’s no longer hoping for the best — she knows her essentials are covered and her future self is being taken care of.

“I had no idea what I was spending before — I’d just hope for the best. Now I’ve built monthly money management habits, created systems for my business and personal finances, and feel completely in control. I’m proud of what I’ve built.”

When Lydia first came in, everything felt loud — unpredictable expenses, an unclear budget, and a total fog around how to bring her vision board goals to life.

She was overwhelmed, reactive, and stuck in the cycle so many face: money stuff = mega stress.

Now?
She’s in the driver’s seat. Her money has a job, her budget feels clear and doable, and even when life throws a curveball (which it does — especially with something like IVF), she knows how to plan, respond, and stay grounded. No more spiraling, no more panic — just practical tools and a whole new mindset.

This work helped her shift from “everything’s on fire” to “I’ve got this.”

“Coaching has allowed me to shift my mindset and work out approaches to minimise and reduce my stress around money! Funding IVF is stressful, but the new ways I’ve learned to manage my money — simplifying and embracing an abundance mindset — have changed everything. I used to worry constantly, and now I feel in control of my income instead of money controlling me. Highly recommend if you feel stressed and overwhelmed around your finances.”

Before we started working together, Michelle was caught in the classic cycle: Save, overspend, feel guilty, dip into savings… repeat.

There was no real budget, no clarity on where her money was going, just a lot of pressure to save everything and then beat herself up when she couldn’t keep it up.

Now? She’s budgeting with ease, spending guilt-free, and finally feeling like her money has a purpose. She’s split her finances into multiple accounts — including fun money, savings, and a breathing fund — and even upped her pension contributions to support Future Michelle 💅🏻

It’s not just about the spreadsheets. It’s about how she feels: empowered, clear, and able to enjoy her money and build toward her goals.

“Since working with Emilie, I can finally enjoy spending without the guilt of not saving every last penny. I’ve opened separate accounts to budget clearly, and it’s made managing my finances so simple. I feel in a much better place — and I’m even putting more into savings and my pension now.”

Before working together, Harriet felt like her money management was a hot mess.

Chaotic, unpredictable, and deeply stressful.

She believed she was just “bad with money,” but underneath that belief was a story many of us carry, she simply hadn’t been taught how to manage it, and her scarcity-filled upbringing made it even harder to trust herself with finances.

She felt stuck, unsure if she could ever change the way things were.

Now? Harriet has a personal money system that works. She’s no longer afraid to plan ahead — in fact, she’s budgeting for joyful spending without the guilt, and feels calmer, more confident, and more equipped to handle whatever comes next.

The best part? She’s building momentum, turning her focus to business finances next, with a plan to create her breathing fund, take paid time off, and pay into her pension regularly. Because thriving isn’t just about surviving anymore, it’s about stability, security, and joy.

“Working with Emilie is one of the best investments I’ve ever made for my business. I now feel more organised and confident despite having an inconsistent income. I’ve learned things I never could have figured out alone. If you’re thinking about working with Emilie — just go for it!”

When Laura reached out, she wasn’t new to responsibility, she was juggling multiple projects in a demanding job, living solo in an expensive city, and doing her best to manage a high cost of living.

But her finances? Felt messy, frustrating, and stuck.
She was constantly toggling between ultra-restrictive budgeting that left her miserable… and throwing her hands up and spending everything. Her debt felt unshakable. Saving felt impossible. And she believed the only way forward was sacrifice.

Now? Laura has a clear financial framework, realistic goals, and a whole new sense of ownership over her money. She’s paying more toward her debt and contributing to multiple savings pots — and somehow feels like she has more money available than ever before.

She’s journaling. She’s planning for the future. And most importantly? She knows her goals are actually achievable now, without sacrificing joy or her sanity.

“Despite being a capable person with a responsible job, I was completely tangled up in my finances. The system Emilie introduced was transformational — I finally had a clear way to make decisions about my spending. Even though I’m paying more towards my debt and saving in multiple pots, I feel like I have more money. Working with Emilie has been one of the best decisions I’ve made.”

When Dee reached out, she felt totally lost. Overwhelmed. Frustrated. Like she’d failed herself.
She was caught in a loop of poor habits, harsh self-talk, and no clear way forward, just that sinking feeling of “I should know better… but I don’t.”

What she needed wasn’t just another spreadsheet, she needed a fresh perspective and someone to help her reclaim her power.

Now? Dee has a system that works, a clear plan forward, and most importantly, a mindset that isn’t weighed down by shame. She’s no longer stuck or spiraling. She’s in control. Calm. Capable. And finally feeling like herself again.

The real shift wasn’t just in her numbers — it was in remembering she wasn’t broken to begin with.

“Emilie is a brilliant coach — empathetic, practical, and solution-oriented. She helped me let go of limiting beliefs, reframe my experiences, and stop seeing my financial story as a failure. I finally feel like I have a grip on things and a path forward. I couldn’t recommend her more.”

When Jess first came in, she described her finances as a giant pile of washing, everything was tangled, overwhelming, and she had no idea where to even start.

She felt stuck in old habits shaped by childhood beliefs, unsure how to move forward or build anything stable. And worst of all? She felt like she should know better… but didn’t.

Now? Everything feels clearer. She’s got structure, systems, and a fresh sense of control. She can see what needs to happen to reach her goals, and she’s no longer stuck in shame or second-guessing. Instead, she’s stepping into a new relationship with her money: one where she gets to lead.

“Emilie is a very smart financial expert disguised as a down-to-earth, warm, and concise woman who could be your mate you meet for coffee once a week. That made me feel at ease and ready to look at my financial pitfalls — and my successes. I don’t feel stuck in old patterns anymore.”