So why does money still feel this stressful?
You know your revenue because your accountant sends reports or you check the Stripe dashboard but your bank account never seems to reflect those numbers. Where does it all actually go?
You pay yourself whatever your accountant says you can have, then sneak a bit extra after a good sales month. But when things go quiet, the guilt and panic kick in immediately.
You're terrified of the VAT threshold. Not because you don't want to grow, but because you have no idea how to manage that level of financial responsibility without fucking it up.
You've achieved so much — the house, the holidays — but long-term wealth is a complete mystery. Will you ever actually be able to retire?
You make more money than most people you know, and yet you're still living month-to-month. One failed launch away from thinking you might have to go back to a 9-5.
You've hit £50k, £80k, £100k...
So why does money still feel this stressful?
You know your revenue because your accountant sends reports or you check the Stripe dashboard but your bank account never seems to reflect those numbers. Where does it all actually go?
You pay yourself whatever your accountant says you can have, then sneak a bit extra after a good sales month. But when things go quiet, the guilt and panic kick in immediately.
You're terrified of the VAT threshold. Not because you don't want to grow, but because you have no idea how to manage that level of financial responsibility without fucking it up.
You've achieved so much — the house, the holidays — but long-term wealth is a complete mystery. Will you ever actually be able to retire?
You make more money than most people you know, and yet you're still living month-to-month. One failed launch away from thinking you might have to go back to a 9-5.
What changes when you finally know what to do with your money:
You’re not crossing your fingers or wondering if you’re “allowed” to move that money.
You have a clear baseline that supports your life, a predictable pay rhythm, and savings that grow steadily in the background.
You pay yourself the same every single month 🕺
Slow week? Late invoice? Surprise expense? No need to panic.
Your buffer is doing its job, protecting your peace while your business keeps moving. You're no longer reacting to money drama you've already planned for.
You build a buffer that actually protects you 💰
You know exactly what your money is doing and where it's going.
You’ve got simple categories that show you: this is for tax, this is for savings, this is for you. You can spend freely, because you’re already covered.
Every pound, dollar, and euro has a purpose 💷
Hiring that VA doesn’t mean hoping it “pays off.”
You know what's in your overflow. You've got a cushion for growth. And you invest from stability, not desperation, so every move shows up in the business you're building.
You make business decisions with confidence 💪
No more post-holiday shame or "where did it all go?" dread.
You know what's in there, what it's for, and that you're not about to discover a problem you missed.
Checking your balance doesn’t make your chest tighten 🫣
You’re not having to do mental maths every time a client pays late, or waiting for a launch to feel okay.
Your money flows, adapts, and repeats so your brain can focus on building, not surviving.
Your money just... works 🤷♀️
Slow week? Late invoice? Surprise expense? No need to panic.
Your buffer is doing its job, protecting your peace while your business keeps moving. You're no longer reacting to money drama you've already planned for.
You build a buffer that actually protects you 💰
You know exactly what your money is doing and where it's going.
You’ve got simple categories that show you: this is for tax, this is for savings, this is for you. You can spend freely, because you’re already covered.
Every pound, dollar, or euro has a purpose 💷
Hiring that VA doesn’t mean hoping it “pays off.”
You know what's in your overflow. You've got a cushion for growth. And you invest from stability, not desperation, so every move shows up in the business you're building.
You make business decisions with confidence 💪
No more post-holiday shame or "where did it all go?" dread.
You know what's in there, what it's for, and that you're not about to discover a problem you missed.
Checking your balance doesn’t make your chest tighten 🫣
Emily thought she didn't earn enough to pay herself. Now she's hitting sales goals and paying herself consistently.
Emily wasn't paying herself because she never felt like she made enough. Her cashflow felt unpredictable, and she wasn't using her numbers to make strategic decisions, just hoping things would even out eventually.
Emily joined Cashflow Confident back in 2024 where she completely restructured her business finances. She learned to track what mattered, forecast with confidence, and make decisions based on her actual numbers.
She hit her first £5k sales month while in the program and built internal proof that she could manage money. Most importantly, she's now building a business that supports her and her family.
"The peace that Cashflow Confident has brought me is insane!"
Money triggered Dais' fight-or-flight response leading to avoidance, anxiety, and constantly chasing the next sale just to stay afloat.
She joined Cashflow Confident because she was exhausted. She knew she was making good money, but she had no idea where it was going or why it never felt like enough.
Inside the programme, she learned how to manage her money with ease. She structured her business in a way that actually worked for her lifestyle, raised her rates by 33% (feeling completely confident doing it.)
When she hit a wobble, she came back to the group calls and used the tools to get herself out of it — because they're tangible, they make sense, and they work.
now Six-Figure Safety!
Rachel went from ‘£10k months but no safety’ to riding an income dip without panic — while finally building savings.
Rachel had pretty consistent £10k months for two years, but had almost no personal buffer and was over-saving for tax out of fear. Inside Bloom Your Wealth (now part of Six-Figure Safety), we rebuilt her numbers and uncovered £30k in available dividend reserves she didn’t realise she had.
She set up her Breathing Fund, opened her Stocks & Shares ISA, made her first investment, and increased her pension contributions. And when she hit a low-revenue month, she reduced dividends by £500 without spiralling — protected by the new £1k+ personal savings.
Now she isn’t guessing. She knows exactly what’s safe, what she needs, and how to build wealth even when income fluctuates.
Emily went from undercharging and inconsistent income to 180x-ing her revenue in one year.
Emily wasn't paying herself because she never felt like she made enough. She joined Cashflow Confident in October 2024, where she completely restructured her business finances. She learned to track what mattered, forecast with confidence, and make decisions based on her numbers.
She stopped undercharging, restructured her offers, and started pricing her work properly. She even leveraged debt strategically to invest in her business growth, something she'd been too afraid to do due to past money trauma.
She hit her first £5k sales month while in the program. Then in 2025, everything clicked. Her revenue is now 180x what it was in 2024, and she's paying herself consistently.
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Emily thought she didn't earn enough to pay herself. Now she's hitting sales goals and paying herself consistently.
Emily wasn't paying herself because she never felt like she made enough. Her cashflow felt unpredictable, and she wasn't using her numbers to make strategic decisions, just hoping things would even out eventually.
Emily joined Cashflow Confident back in 2024 where she completely restructured her business finances. She learned to track what mattered, forecast with confidence, and make decisions based on her actual numbers.
She hit her first £5k sales month while in the program and built internal proof that she could manage money. Most importantly, she's now building a business that supports her and her family.
"The peace that Cashflow Confident has brought me is insane!"
Rachel went from ‘£10k months but no safety’ to riding an income dip without panic — while finally building savings.
Rachel had pretty consistent £10k months for two years, but had almost no personal buffer and was over-saving for tax out of fear. Inside Bloom Your Wealth (now part of Six-Figure Safety), we rebuilt her numbers and uncovered £30k in available dividend reserves she didn’t realise she had.
She set up her Breathing Fund, opened her Stocks & Shares ISA, made her first investment, and increased her pension contributions. And when she hit a low-revenue month, she reduced dividends by £500 without spiralling — protected by the new £1k+ personal savings.
Now she isn’t guessing. She knows exactly what’s safe, what she needs, and how to build wealth even when income fluctuates.
now Six-Figure Safety!
Emily went from undercharging and inconsistent income to 180x-ing her revenue in one year.
Emily wasn't paying herself because she never felt like she made enough. She joined Cashflow Confident in October 2024, where she completely restructured her business finances. She learned to track what mattered, forecast with confidence, and make decisions based on her numbers.
She stopped undercharging, restructured her offers, and started pricing her work properly. She even leveraged debt strategically to invest in her business growth, something she'd been too afraid to do due to past money trauma.
She hit her first £5k sales month while in the program. Then in 2025, everything clicked. Her revenue is now 180x what it was in 2024, and she's paying herself consistently.
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You could keep winging it.
Keep hoping the next good month will solve everything.
Keep putting off dealing with this until you "have more time" or "earn a bit more."
But every month you wait, you're paying for it in debt interest, in missed investment growth, in business decisions made from panic instead of strategy. The money you're losing to unintentional spending because you don't know what's safe? That adds up faster than you think
Six-Figure Safety is how you stop the leak.
You could keep winging it.
Keep hoping the next good month will solve everything.
Keep putting off dealing with this until you "have more time" or "earn a bit more."
The Confident Money Method
You're making good money but you still don't know what you can actually afford to spend, how much is safe to pay yourself, or if you'll ever be able to retire.
The Confident Money Method gives you the exact steps to sort all of it. Across three phases, you'll get the clarity, tools, and support to pay yourself consistently, enjoy your money without the guilt spiral, and build wealth that lasts, even when your income fluctuates every single month.
No more guessing what you can pay yourself or panicking when a quiet month hits.
You'll set up a simple account structure that automatically handles tax, builds your buffer, and pays you the same amount every month, even when revenue fluctuates.
You'll know exactly how much is safe to take home, and you'll never Stripe-check before making a decision again.
Phase 1: Predictable Income
Your personal finances shouldn't be an afterthought.
You'll create a spending plan (not a restrictive budget) that covers your bills, funds your life, and lets you enjoy your money without guilt or panic.
You'll build emergency savings that actually stick around, and you'll finally know what you can afford — no more "where did it all go?" spirals.
Phase 2: Joyful Living
Get the full curriculum
Grab the bullet point summary of what you’ll learn in each lesson, and all the bonus modules broken down too!
You don't need to be a finance expert to invest.
You'll get step-by-step guidance on opening the right accounts for your situation, understand exactly where your money should go, and build a wealth plan that grows while you focus on your business.
This is how you stop wondering "will I be okay?" and start knowing you will.
Phase 3: Lasting Wealth
No more guessing what you can pay yourself or panicking when a quiet month hits.
You'll set up a simple account structure that automatically handles tax, builds your buffer, and pays you the same amount every month, even when revenue fluctuates.
You'll know exactly how much is safe to take home, and you'll never Stripe-check before making a decision again.
Phase 1: Predictable Income
Your personal finances shouldn't be an afterthought.
You'll create a spending plan (not a restrictive budget) that covers your bills, funds your life, and lets you enjoy your money without guilt or panic.
You'll build emergency savings that actually stick around, and you'll finally know what you can afford — no more "where did it all go?" spirals.
Phase 2: Joyful Living
You don't need to be a finance expert to invest.
You'll get step-by-step guidance on opening the right accounts for your situation, understand exactly where your money should go, and build a wealth plan that grows while you focus on your business.
This is how you stop wondering "will I be okay?" and start knowing you will.
Phase 3: Lasting Wealth
What you get access to for 12-months
Live Money Coaching
- Live sessions on money, pricing, and strategy that apply to real businesses
- Hot-seat coaching on spending decisions, planning, and next moves
- Replays available via private podcast feed for easy listening
The 3-Phase Curriculum
- Bite-sized video lessons with practical workbooks
- Self-paced learning that fits around real life and variable income
- Fresh content added throughout the year as your finances evolve
Private Money Mentorship
- Reviews of your P&L, pricing, and spending plans
- Guidance on profit, savings, and long-term wealth decisions
- Support through money blocks and decision paralysis
- Up to 4 feedback + coaching submissions per month
Quarterly 1:1 Strategy Sessions
- Deep-dive into your financial situation
- Build a custom 90-day roadmap for profit, savings, and wealth
- Get immediate guidance on big decisions (pricing, hiring, investments)
- Adapt your strategy as your business and goals evolve
The Safety Space (Private Community)
- Connect with other business owners building real financial security
- Ask questions, share wins, and sense-check decisions
- Built-in accountability so progress actually sticks
Cashflow Co-working Calls
- Monthly live sessions to update trackers and plan ahead
- Support while reviewing your numbers in real time
- A consistent rhythm so avoidance doesn’t creep back in
- Held on the first Monday of the month at 8pm GMT/BST
Real-time support for the moments that usually derail you
The structure that makes money feel steady
Personalised eyes on your numbers when it matters
YOUR PERSONALISED FINANCIAL ROADMAP, REFRESHED EVERY 90 DAYS
A calm place to build financial safety — together
So money management becomes a habit, not a crisis
Lisa paid off her student loan, built emergency savings, and increased her business income.
When Lisa joined, she was tracking every transaction just to feel calm, yet still felt like she should be doing more. She wanted to invest, save smarter, and manage her 9–5 and business income together, but didn't know where to start.
Lisa worked through her business finances and personal finances, then moved into wealth building. She learned how to save with intention, invest with confidence, and finally treat her business like a business.
She cleared her student loan two weeks into our work, built systems she actually trusts, and stopped sacrificing her lifestyle for the sake of "being good with money."
Emelie was tracking income and expenses, but things still felt messy. She'd pay herself "in sprinkles" instead of setting a proper salary.
Emelie built out money flow that gave her security and clarity across both business and personal finances. But best of all, she gave herself full permission to spend — because the maths was mathing and the systems were locked in.
"I have a new-found love for spending money... because I KNOW what I can spend. I can see and trust my plan, not in a micro-managey way, but in an empowered, grown-ass-business-owner way. It's a blast to play with my money now. Profit First could never."
Emelie has paid herself monthly for a year, taking a $2k/m payrise while hiring to scale her business.
Meg went on a month long holiday and still saved 5-figures as a VA.
Before working together, money felt messy and directionless for Meg. There were lots of future goals swirling around… but no plan to reach any of them. Cue overwhelm, avoidance, and a sneaky belief that investing was for "other people."
Meg worked through all three phases: business finances, personal finances, and wealth building. She learned how to track her spending, save toward specific goals, and build a plan for retirement — including pension contributions and long-term investing.
Now Meg is saving consistently, investing with confidence, and has a retirement plan in motion. She's realised that she absolutely is the kind of person who invests, and that managing money can actually feel exciting.
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Lisa paid off her student loan, built emergency savings, and increased her business income.
When Lisa joined, she was tracking every transaction just to feel calm, yet still felt like she should be doing more. She wanted to invest, save smarter, and manage her 9–5 and business income together, but didn't know where to start.
Lisa worked through her business finances and personal finances, then moved into wealth building. She learned how to save with intention, invest with confidence, and finally treat her business like a business.
She cleared her student loan two weeks into our work, built systems she actually trusts, and stopped sacrificing her lifestyle for the sake of "being good with money."
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Prev
Meg went on a month long holiday and still saved 5-figures as a VA.
Before working together, money felt messy and directionless for Meg. There were lots of future goals swirling around… but no plan to reach any of them. Cue overwhelm, avoidance, and a sneaky belief that investing was for "other people."
Meg worked through all three phases: business finances, personal finances, and wealth building. She learned how to track her spending, save toward specific goals, and build a plan for retirement — including pension contributions and long-term investing.
Now Meg is saving consistently, investing with confidence, and has a retirement plan in motion. She's realised that she absolutely is the kind of person who invests, and that managing money can actually feel exciting.
Lisa paid off her student loan, built emergency savings, and increased her business income.
When Lisa joined, she was tracking every transaction just to feel calm, yet still felt like she should be doing more. She wanted to invest, save smarter, and manage her 9–5 and business income together, but didn't know where to start.
Lisa worked through her business finances and personal finances, then moved into wealth building. She learned how to save with intention, invest with confidence, and finally treat her business like a business.
She cleared her student loan two weeks into our work, built systems she actually trusts, and stopped sacrificing her lifestyle for the sake of "being good with money."
Emelie has paid herself monthly for a year, taking a $2k/m payrise while hiring to scale her business.
Lisa paid off her student loan, built emergency savings, and increased her business income.
When Lisa joined, she was tracking every transaction just to feel calm, yet still felt like she should be doing more. She wanted to invest, save smarter, and manage her 9–5 and business income together, but didn't know where to start.
Lisa worked through her business finances and personal finances, then moved into wealth building. She learned how to save with intention, invest with confidence, and finally treat her business like a business.
She cleared her student loan two weeks into our work, built systems she actually trusts, and stopped sacrificing her lifestyle for the sake of "being good with money."
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The Investment
✓ Bi-weekly trainings and hot-seat coaching
✓ Monthly co-working sessions
✓ A private community
✓ 4x monthly submissions + reviews
✓ 4x quarterly 1:1 strategy calls
one payment of £2,500
six installments of £420
12 installments of £210
Hey, I’m Emilie — money coach, financial strategist, and creator of Six-Figure Safety.
Since 2020, I’ve helped 1,000+ women and business owners build consistent pay, real savings, and long-term financial security — not just through spreadsheets, but through practical strategy that actually works with real lives and real brains.
My work sits at the intersection of profit strategy, money psychology, and long-term wealth building — designed specifically for people with inconsistent income who were never taught how to feel safe with money.
I have ADHD. I know what it’s like when your money system lives in your head and opening your banking app feels overwhelming. That’s why the tools I teach don’t rely on perfection, willpower, or rigid routines. They’re built to be practical, forgiving, and easy to stick to — even when life is busy or chaotic.
I’m also a toddler mum. I built my six-figure net worth while pregnant, on maternity leave, and running a business on around 10 hours a week. I didn’t hustle my way here. I structured my way here.
I didn’t start from a position of privilege or “financial common sense”. I started on £1,300 take-home a month, splitting rent 50/50, trying to build a business around corporate hours. Now, I pay myself £3k/month working part-time, with savings, investments, and breathing room.
I’ve been in debt. I’ve been in the cycle. I’ve lived the panic.
And that’s why I created Six-Figure Safety.Most business owners don’t struggle with money because they’re irresponsible or bad at it. They struggle because no one ever taught them how to manage money when income is inconsistent and expenses are unpredictable.
This program is trauma-informed, ADHD-friendly, and built for real business owners — not productivity influencers with nannies, passive income myths, or 40-hour work weeks.
Jess didn’t just “get better with money” — she completely rewired her financial future and her daughter’s.
Before we worked together, Jess did what a lot of creatives do: avoided the numbers, hoped things would work out, and kept telling herself she “should have figured this out by now.” Her income was unpredictable, her spending was mixed across multiple credit cards, and none of her investing had a clear purpose.
Within weeks of working together, that changed. She increased her pension contributions by 37.5%.
But her proudest moment was investing into her daughter’s Junior ISA — the first time she has ever intentionally built long-term wealth for her child, who now has a future pot that could grow to £20k–£23k by adulthood, even at modest returns.
Harriet built business and personal savings for the first time in her life, and paid her tax-bill in full.
Liv gave money to her dad so she wouldn't spend it. Now she's independent and goes on multiple holidays a year.
Alex paid off three personal credit cards, and cleared over £2k of business debt.
Claire re-wrote her relationship with money, paid off £5k of credit card debt and built almost 5-figures in savings.
Harriet built business and personal savings for the first time in her life, and paid her tax-bill in full.
Before we worked together, Harriet believed she was just "bad with money," and her scarcity-filled upbringing made it even harder to trust herself with finances.
Now Harriet has a personal money system that works. She's budgeting for joyful spending without the guilt, and feels calmer, more confident, and more equipped to handle whatever comes next.
"Working with Emilie is one of the best investments I've ever made for my business. I now feel more organised and confident despite having an inconsistent income. I've learned things I never could have figured out alone. If you're thinking about working with Emilie, just go for it!"
Alex paid off three personal credit cards, and cleared over £2k of business debt.
Alex was stuck in a loop of avoidance. Money was coming in, but just as quickly going out — with no real idea where. She felt stressed, scattered, and secretly ashamed of how out of control her finances felt.
In under three months she had paid off over £2K in business debt, cleared two credit cards, and now actually enjoys managing her money. Alex is no longer scared to make financial decisions, because she knows what's possible.
"The shift has been HUUUUGE. Paying off debt has become fun (who even am I?). I finally feel in control, not micromanaging, but actually managing. I know what I can spend, save, or invest, and I'm not afraid to look at my money anymore. That's massive."
Liv gave money to her dad so she wouldn't spend it. Now she's independent and goes on multiple holidays a year.
Liv didn't think of herself as someone who could budget or save. When commission came in, she'd splurge — then spend the next two weeks stressed, scraping by, and opening yet another overdraft.
Now she's saving consistently, budgeting with purpose, and spending in a way that actually feels freeing. She's thinking long-term for the first time ever — with clear goals, future plans, and a way of managing money that actually supports her happiness.
"I used to feel panicked about money and had no savings at all. Now I've got separate pots, clear goals, and the confidence to enjoy my money without guilt. I'm more consistent, more independent, and I'm finally not desperate for payday. That alone is massive. Thank you!"
Claire re-wrote her relationship with money, paid off £5k of credit card debt and built almost 5-figures in savings.
Claire was stuck in an exhausting loop: focused entirely on debt, never letting herself spend on anything joyful, and drowning in guilt whenever she did.
Now she's built up real savings, has a breathing fund for the first time, and is debt-free, while spending on things that bring her joy (hello concerts and personal training.)
"When I say it's been life-changing, I mean it. I used to think I was just bad with money, but I just didn't have the right tools. Now I've built savings, nearly cleared my debt, and spend without shame. I feel a thousand percent more confident."
Over 12 months, you’ll you'll build financial safety and complete financial confidence. Debt gets handled. Savings grow. You take home a salary that supports your life, because your money finally has a structure that works.
In the first 30 days, you’ll stop dreading money conversations. You’ll know what’s coming in, what’s safe to spend, and how to pay yourself, even when income fluctuates.
✓ Bi-weekly trainings and hot-seat coaching
✓ Monthly co-working
✓ A private community
✓ 4x monthly submissions + reviews
✓ 4× quarterly 1:1 strategy calls
£2,500 pay in full
£420 over six months
£210 over twelve months
