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THE GLOW UPmoney management + money mindset coaching
Are you over feeling like your money just disappears every month?
You told yourself you would be saving for your future, and able to afford more of your personal spending goals by now. But every month the same thing happens – you pay yourself and the money just seems to go…
Unless you re-write your money story, have a system for managing your owner’s pay and work on your existing money beliefs – you’ll continue to see your money disappear on unexpected expenses, misc amazon orders or that weekly takeaway that’s somehow more like 3x a week(?!)
In just 12 weeks inside The Glow Up you will…
🪩 Save at least £1000 into a Breathing Fund.
🪩 Get on top of your debts so you can finally break the cycle (and the shame around debt!)
🪩 Implement a 3 account Money Management System so you can be on top of personal expenses, bills and your day-to-day spending.
🪩 Re-write your money story and begin to repair your relationship with money, making lasting changes in how you manage your money – so you can finally start to build wealth.
Can you relate?
You’re bringing in the income, doing all the things and yet somehow, financial peace seems out of reach. You’re not alone in feeling this way. For so many female entrepreneurs, money can feel like a silent, heavy weight in the background. And you might feel caught in a loop, wondering if this is just how it has to be.
You work so hard, yet debt never seems to stay down.
Maybe every time you make a dent, life throws an expense your way, and you’re back where you started. You’re tired of “progress” that feels like two steps forward, one step back.
You’ve nearly paid off your debts or feel “almost there,” but real security still feels just out of reach.
There’s a lingering worry that one unexpected cost could throw you off course, and you feel constantly on the edge, unable to fully relax into financial stability.
You’re great at making money but can’t seem to keep it around.
As fast as it comes in, it goes out — and despite the confidence you bring to your business, managing your personal finances feels like a struggle. You want to feel secure, but it’s hard to know where to even begin.
Spending sometimes feels like the only way to relieve stress — but guilt creeps in right after.
You want to be in control, to spend in a way that feels both joyful and intentional, without that haunting feeling that you’re sabotaging yourself.
Deep down, you feel like maybe you’re not “meant” for financial stability.
It’s not that you lack ambition; maybe there’s just this gnawing belief that you’re somehow not worthy of keeping the success you’ve built, and that feeling holds you back more than anything else.
MAKE PEACE WITH AND A PLAN FOR YOUR PERSONAL MONEY
Introducing:
The Glow Up
Over 12 weeks of bi-weekly 1:1 calls and continuous support via Voxer we will work together closely to:
🪩 Re-write your money story and change your money habits for good
🪩 Implement a 3 Account Money Management System so you can always cover your expenses AND have a lil for joyful spending
🪩 Co-create a Spending and Saving System that helps you reach your Personal Finance Goals
🪩 Transform your money habits, behaviours and attitudes to align with your Money Management Mission
Now picture this…
12 weeks from now, you’ve done the work, stuck to the process, and here’s what your financial reality finally looks like:
You have a fully stocked £1,000 Breathing Fund.
It’s sitting in your bank account, ready for whatever life throws at you. That quiet peace of knowing you’re covered? It’s yours now, and it feels amazing.
You’ve mastered a simple, joyful spending system.
You have control, confidence, and freedom. No more financial guesswork, no more stress — just a clear way to manage your money that actually fits your lifestyle and values.
Money stress no longer rules your decisions.
You’re able to check your balance without a racing heartbeat, knowing you’ve created a foundation that supports you. You feel calm, empowered, and ready for whatever comes next.
Guilt and shame around money are a thing of the past.
Emotional spending and money stress are no longer holding you back. You spend with intention, you save with ease, and you feel genuinely proud of the way you handle your money.
You finally trust yourself with money.
Those old patterns? You’ve broken free from them, creating a relationship with money that’s built on confidence, empowerment, and joy. You’re ready for the future, on your terms.
“Without sounding like a cliché working with Emilie has been eye opening, and I reckon life changing!“
When we first started working together, I had no savings, and any I tried to start got pulled out between each payday! I now have a fully funded emergency fund, understand that my pension isn’t a scary thing that I can’t afford, and I am slowly on my way towards my house deposit! I cannot recommend it enough. I always felt like I was bad with money, but through our sessions, I learned I wasn’t just “bad” with money and how money decisions run deep alongside our emotions! No doubt in my mind that it’s worth your time!
– JOSIE M, FRANCHISE OWNER
THE PROCESS
Let me introduce you to my C.A.L.M framework for creating lasting financial peace.
Clarity
In our first few calls we’ll set the foundation. You’ll dive deep into your financial reality — no more ignoring numbers or brushing off emotions. This phase is about understanding exactly where you stand and what’s been holding you back.
Why it Matters: Financial calm starts with knowing. Before any transformation can happen, you need to face where you are with compassion and honesty. It’s here that you’ll also set up your £1,000 Breathing Fund as your baseline for security and peace.
How it Works: We’ll guide you through exercises to identify any emotional blocks, learn the 3-account system, and complete your first Financial Grounding Journal Entry. By the end, you’ll have a clear picture of your financial starting point and a roadmap for what’s next.
Alignment
In our second month with clarity in place, we start creating consistency. This phase is about building new routines and habits that keep your finances organised and in sync with your goals. Here, you’ll create small, intentional shifts that align your day-to-day actions with your bigger financial picture.
Why it Matters: Big transformations start with small, consistent changes. By focusing on simple, aligned actions, you’ll start seeing progress without feeling overwhelmed. This phase sets the rhythm that will make financial management feel natural.
How it Works: Through weekly spending check-ins, debt-reduction planning (if relevant), and setting achievable micro-goals, you’ll create lasting habits that build momentum. You’ll complete a Tide Check — a guided reflection on your spending patterns — to reinforce progress and make any needed adjustments.
Liberation
In our final month it’s time to step into financial freedom. This phase focuses on growing your savings, setting up larger goals, and enjoying your money without guilt. You’ll actively work toward your future by building your savings and feeling a new sense of control over your finances.
Why it Matters: Liberation is about more than numbers; it’s the feeling of knowing you’re secure and have options. As you build your financial foundation, you’ll notice a shift from “just getting by” to confidently planning for what’s next.
How it Works: You’ll set a savings target and track your progress, taking part in monthly savings challenges that make saving both achievable and fun. You’ll unlock your Sparkling Savings Plan, visualising and planning for long-term goals that reflect your unique vision for financial freedom.
Mastery
Now you’ve achieved lasting financial peace. Here, you’ll focus on sustaining everything you’ve built and reinforcing your long-term vision. You’ll develop routines to keep your finances in balance, nurture an abundant mindset, and feel in control over your financial future.
Why it Matters: Mastery means you’ve truly transformed your relationship with money. No more roller-coaster emotions; just a steady, empowered confidence that lets you move forward without dread.
How it Works: You’ll establish a regular financial check-in routine, gratitude journaling to reinforce abundance, and create your Ditch the Dread Declaration — a powerful personal statement of your new financial identity and goals. The Reflect and Celebrate exercise brings everything full circle, leaving you with a sense of pride and accomplishment in your journey.
You’ll have everything you need to take control of your finances, build confidence, and finally feel at peace with money.
Meet your financial bestie 🌊✨
Hey, I’m Emilie,
your money coach and financial bestie, here to help you create a life where money feels calm, confident, and completely manageable. I’m a qualified financial advisor (DipFA) and Certified Trauma of Money™ Practitioner, and I’m obsessed with empowering women to take control of their finances so they can stop stressing and start building the freedom they deserve.
I know how overwhelming money can feel, because I’ve been there too — stuck in a cycle of stress, trying to make sense of finances that always seemed like this endless puzzle. But I learned that financial freedom isn’t just about spreadsheets or cutting out the things you love (no one’s touching your morning latte on my watch!). It’s about setting up systems that actually work for your life, and more importantly, it’s about healing the relationship you have with money so that every decision feels grounded and good.
That’s why I created The Glow Up — to give you the tools, support, and straight-up real talk you need to move from money stress to money strength. Together, we’ll work through each phase of your journey, starting from your Grounding Shore all the way to your personal Oasis of Calm. I’ll help you build habits that stick, create a plan that supports you, and find joy and freedom in spending, saving, and everything in between.
Because here’s the truth: You deserve to feel calm, capable, and completely in control of your money. I’m here to guide you, cheer you on, and make sure you never have to face that financial dread alone again.
Let’s make your financial peace a reality — one intentional step at a time.
“Coaching has allowed me to shift my mindset and workout approaches to minimise and reduce my stress around money! Funding IVF is stressful but the new approaches to managing my money, simplifying and also embracing an abundance mindset have been such a positive shift. Before I would worry constantly, but now I feel I’m in control of my income instead of money being in control of me. Highly recommend if you feel stressed and overwhelmed around your finances.”
“Before working with Emilie I was unsure about how to deal with my finances. I have a good income but never spent any money on the things I wanted. I had a small amount of debt that I was focusing on paying off, but never allowed myself any money for fun. I was massively overspending on food and felt like I really needed help. Initially, I was hesitant about hiring a money coach, as I thought they would just tell me not to spend any money, but I had tried everything I could think of by myself, so took the plunge.
From the start, Emilie couldn’t have been more different. She encouraged me to spend some money on myself, as well as helped me build my savings all while paying off my debt. The work she does around mindset was particularly helpful to me, and it made me understand money in a whole new way. She never made me feel silly for asking lots of questions, and I felt like she listened to me and took into account my goals around money and spending. This never felt like a course that is copied from person to person, it was all very individual to my needs and wants.
Thanks to Emilie’s coaching, I have almost paid off my debt, have a breathing fund for the first time, have built savings accounts and most importantly for me I have understood and controlled my over spending on food.
If you are on the fence about hiring a money coach and want someone that never judges you and who listens to you and your goals, as well as helps you to achieve what you want financially, you need to work with Emilie. Working with her has been life changing for me.”
“Working with Emilie has completely changed my financial outlook and relationship with money. I feel so much more in control of my spending, and I’m excited about my journey to pay off my debt and become debt free. I’d say to anyone considering working with Emilie to go for it. The initial investment has definitely been worthwhile as I think I’ve probably saved more from spending less, thanks to Emilie!!”
“I thought I was really bad with money and I had a lot of stress around living month to month, I had no savings and never considered my financial future. Now I consistently put money aside towards my savings goals, my mindset has changed and I think of money as a tool for ‘future me’ and I feel way more independent. I now know how I want to handle my money and being able to relax about buying or budgeting for things has kick started my wanting to grow my success at work and think more long-term about what I can do with my money to maximize my happiness.
I think the best thing about working with you is how supportive you are, you speak a lot about creating a positive mindset and it comes across in everything you do. The reminder that I’m not bad with money and that I’m doing really well with my goals really does feel like you’re holding my hand the whole way! I’ve got so many goals now that I’m working towards that I never would have realized were goals when we started, I’m now more consistent and confident with how I manage my money and even tho I still really look forward to payday, I’m not desperate for it! Thank you xx”
“Working with Emilie has been one of the best decisions I’ve made. Despite being a capable person with a responsible job managing multiple projects, I found myself in a tangle with my finances. Living in an expensive city on a single income is tough, especially without the right skills and mindset.
After years of my circumstances meaning that I had to live on a shoestring budget, I finally had some money but couldn’t figure out what a reasonable budget looked like for me. I was constantly swinging between spending nothing and feeling miserable, to spending all my money and having nothing left for savings after making my very expensive debt repayments. On top of that, I was spending hours every month trying to keep track of everything, which was incredibly stressful. I needed an expert to help me reset!
The money system Emilie introduced was transformational – it gave me a clear framework to make confident decisions about my spending. The shift in mindset we worked on has changed my relationship with money, making it more mindful and purposeful. I now feel in control of my finances and can plan for my big goals with a sense that they are going to be achievable.
What’s truly remarkable is that even though I’m paying more towards debt and contributing to multiple savings pots, I actually feel like I have MORE money available. Thank you, Emilie!”
“Working with Emilie has been life-changing for me. Before I started money coaching I was very tap-happy with my spending and had no real understanding of where my money was going or how much money I needed to earn to live the life I wanted. I knew I needed to save money but didn’t have any clear goals or plan in place on how to save money. After coaching with Emilie I feel organised and in control of my finances with a plan on how to invest for my retirement and a total understanding of how to manage my monthly finances. In just 5 weeks Emilie has completely turned my relationship with money around. I truly believe that everyone should carry out money coaching with Emilie. It has the power to completely change your life.”
How it works
Let's have a VIBE CHECK 🤟🏻
If we’re going to dive deep into your finances together, we need to make sure we’re the perfect fit. This is a quick 15-minute call to chat about what you need, see if The Glow Up feels right, and answer any questions you have. Think of it as a warm-up before we dive into the real work — no pressure, just clarity.
This is optional but recommended if you have Qs – otherwise feel free to jump right in!
Invest in your financial peace ✌🏻
If you’re ready to start transforming your relationship with money, we’ll get the admin details sorted and secure your first session for 2025.
Here’s the investment that sets you up for a lifetime of financial peace:
- Pay in full:
£1,997£1,500 - Pay in three: 3x
£666£500 - Pay in six: 6x
£333£250
Note: Prices will increase on January 1st, 2025.
Master your money 💪🏻
Through bi-weekly 60-minute coaching calls and continuous support via Voxer, we’ll work together to:
🪩 Build your personalised money system
🪩 Implement the 3-Account Joyful Spending System
🪩 Rewrite your money story
🪩 Gain lasting peace and confidence
AVAILABILITY:
There is just five one spot available for 1:1 coaching clients in Q1 2025. If you’re ready to transform your relationship with money, don’t wait — let’s get you on the path to financial calm and confidence!
Book your spot or apply below to secure your place for 2025!
pre-booking for Q1? get immediate access to The Oasis! 🌊⤵️
Frequently Asked Question
If I'm worried about my money, why is money coaching a good investment?
This program is designed as an investment in your long-term financial freedom and peace of mind. If you’re feeling the weight of debt, stress from unpredictable income, or the frustration of never quite getting ahead, The Glow Up gives you the tools to break those cycles for good.
I understand that for many female business owners, cash flow can fluctuate from month to month. That’s why I offer flexible payment options:
- Pay in Full: £1,500
- Pay in Three: 3x £500
- Pay in Six: 6x £250
These options mean you can choose the structure that fits best with your current cash flow, so you’re not overstretching yourself.
Remember, the changes you make during this program have a lifetime value. By building up a £1,000 Breathing Fund and learning how to handle finances without panic or guesswork, you’ll save more in interest fees, avoid costly financial missteps, and reduce money stress for good.
What if I fall back into my old habits?
Old habits can be tough to break, but The Glow Up is built to make sure you have sustainable systems and ongoing motivation to keep you moving forward.
The Joyful Spending System helps you stay aligned with your goals without feeling restricted, and our bi-weekly sessions plus Voxer support mean you have regular touchpoints to keep you accountable and motivated.
Together, we’ll uncover the beliefs and triggers behind those old habits, so you can shift your money mindset in a way that sticks.
Plus, I’ll equip you with tools and routines that support your growth long after the program ends, so you can feel confident that this time, change is here to stay.
My question isn't here!
No stress, just pop me an email:
hello@emilienutley.co.uk
What if I don’t have enough time?
This program is intentionally designed for busy, high-achieving women like you. I know you’re juggling a lot, and The Glow Up is structured to keep your progress steady without feeling overwhelming.
Each phase comes with bite-sized exercises, micro check-ins, and focused tasks to keep you moving forward in a way that feels manageable. Our bi-weekly sessions and weekly Voxer support mean you’ll get the accountability you need without sacrificing hours every week. It’s all about quality, not quantity — small, intentional actions that build up over time.
Plus, imagine how much time (and mental energy) you’ll gain back when money stress isn’t weighing you down. This program is here to give you more freedom, not take it away.
Will I really be able to save £1,000 in 12 weeks?
Yes, you absolutely will! I’ve designed The Glow Up with realistic, achievable savings goals in mind. We’ll work together to create a savings plan that feels doable within your unique financial situation, even if your income varies month to month.
Through personalised guidance, weekly check-ins, and simple budgeting techniques, most clients reach this savings target much faster than they ever thought possible.
This £1,000 Breathing Fund is your first big milestone, and having it in place brings a peace of mind that money simply can’t buy. With my support, you’ll see that building savings is possible — even enjoyable.
Is this program right for me?
If you’re a female business owner ready to:
- Break the debt cycle and start building true financial security,
- Create a spending and saving system that works with, not against, your lifestyle,
- Heal your relationship with money and finally release guilt, shame, or fear around finances
then The Glow Up is perfect for you.
With years of experience helping women with their finances, I understand the unique challenges of inconsistent income and financial overwhelm. This program is designed to work for you — even if you’ve felt “bad with money” or like nothing else has worked before. If you’re ready to feel calm, in control, and excited about your financial future, then yes, this program is a perfect fit.
This is your chance to take control of your money, finally feel good about your finances, and build a foundation that supports you now and in the future.
You deserve a life where money is a source of calm and confidence — not stress and self-doubt. Use your finances as a tool to support the life you want, with savings that grow and spending that feels intentional and joyful.
Not ready to work on your personal finances? Need to sort your business cashflow out first?
Already managing your personal finances well and now you’re ready to begin investing and building your personal wealth?