THE GLOW UP1:1 money coaching for coaches, experts + online service pros

You’re finally making money in your business… so why does your bank account still feel broke?

The Glow Up is 12 weeks of 1:1 money coaching to help you pay yourself properly, save consistently, and build a financial system that supports your whole life — not just your business.

Making more money was supposed to fix it. So why does it still feel like a mess?

You’re bringing in consistent £3k, £5k, even £10k months, but your bank account still makes you anxious. You’re not bad with money. You just weren’t taught how to manage income like this.

Let me guess. You’re still…

Transferring cash from biz to personal when the anxiety hits

Because you’ve never had a real payday system, just reacting to what’s in the account.

Guessing what’s “safe” to pay yourself, and hoping it’s enough

Because most advice is just “raise your rates” with no strategy behind it.

Dipping into savings or tax pots just to make it work

Because your income is real, but how you manage it? Wobbly AF.

Bringing in solid revenue… but still feeling behind and stressed

Because without a structure, money becomes just another source of anxiety, no matter how much you’re making.

From bank account avoidance to confident, debt-free(ish) CEO moves

Alex came in earning well but still felt stuck, stressed, and like her money was running the show. Here’s what changed inside The Glow Up.

I was honestly burying my head in the sand when it came to my finances. Money was definitely coming in, but it felt like it disappeared just as quickly, leaving me constantly stressed. Avoidance was my main strategy, which (unsurprisingly!) wasn’t working (because it isn’t a strategy 🤪).

What Alex achieved:

  • Paid off £2,000 in business debt + cleared two personal credit cards

  • Built a system with the Overflow Formula™ that made payday + savings feel automatic

  • Got clear on how much to set aside for expenses, pay, and big goals

  • Started making confident business decisions with clarity, not panic

  • Stopped avoiding the numbers and started using them to feel powerful

  • Balanced income with real-life expenses and goals

  • Felt calm, motivated, and totally in control

Since we started working together, the shift has been HUUUUUGE. Internally, managing my money feels so much easier and even enjoyable – I never thought I’d say this, but paying off debt has become fun through gamification!

Alex – Business Strategist

If you’re where Alex was, making money but feeling lost, The Glow Up gives you the system and support to finally feel in charge.

What your money life looks like after 12 weeks inside The Glow Up:

Your paydays run like clockwork, and actually work for your life.

No more guessing or random transfers. You know exactly what you earn, spend, and save — and it all flows with your biz rhythm.

Your Breathing Fund is stacked, and you’ve got a plan for what’s next.

From maternity leave to your dream home, you’re building towards big milestones with clarity and intention.

Your money dashboard shows you what’s coming, not just what’s in the bank.

It’s not about today’s balance, it’s about forecasting, planning, and finally knowing what’s next.

Every decision feels clean, clear, and aligned.

No more guilt spirals or “should I spend this?” loops, just confident choices based on your actual priorities.

You trust yourself with money, and the system you’ve built backs you up.

You’re done winging it. You’ve got the strategy, the support, and the overflow to show for it.

From “I’ll sort it later” to confident CEO moves, smart investments, and money that fits her life

Lisa came in organised but overwhelmed, stuck in what she called procrastiplanning.” The Glow Up helped her stop delaying and start deciding.

I was obsessed with tracking every pound, but it wasn’t empowering. I wasn’t enjoying my money. I wanted to save more and invest, but I didn’t want to give up the lifestyle I’d built. So I kept telling myself, ‘I’ll sort it later.’”

What changed inside The Glow Up:

  • Paid off her student loan in the first two weeks
  • Started investing — with a plan that fit her life
  • Created a savings + spending system for fun and future goals
  • Relaunched her membership, raised prices with confidence
  • Built the financial foundation to hire and scale
  • Started making business decisions based on data, not guilt

I stopped treating my business like a side project. I started making decisions like a CEO, and it changed everything.”

What Lisa thought of The Glow Up:

If you want to stop dreading your finances and actually feel in control, without watching 1,000 YouTubes or feeling like you need to sacrifice joy, this is the container. The support, the strategy, and the mindset shifts are 10/10.”

Lisa – Multi-Passionate Mentor

I’m Emilie — a certified financial advisor who’s lived the money chaos you’re in now.

I help online business owners turn unpredictable income into calm, confident money systems that actually support their life, not just their business.

I’m not here to shame your spreadsheet or guilt you into budgeting apps.

I’m a Trauma of Money™ Practitioner, a DipFA-qualified advisor, and someone who’s been through it. I know what it’s like to make good money and still feel completely unsure where it’s all going. That’s why everything I teach is built from experience, not just theory.

Inside The Glow Up, I help you build a system that finally makes sense for how your business runs and how your brain works. We don’t do shame. We do strategy — and support.

This isn’t about feeling better. It’s about:

  • Making confident decisions

  • Hitting your actual financial goals

  • Using your income to fund the life you actually want

If you’re done second-guessing yourself and want to trust your money again, I’m ready when you are.

Claire went from from debt shame + deprivation to confident saving and joyful spending

  • Swapped shame and sacrifice for empowerment and enjoyment

  • Created her first-ever breathing fund and built multiple savings accounts

  • Learned to spend with intention, on things that bring joy (like concerts, PT sessions, and her nails 💅🏻)

  • Has paid off debt at a sustainable pace, no more burnout budgeting

  • Tackled emotional overspending on food with tools and awareness

  • Replaced her inner critic with clarity and compassion.

“Working with Emilie has been life-changing. I was hesitant to hire a money coach because I assumed I’d be told to stop spending, cut everything fun, and live off rice and resentment, but Emilie couldn’t have been more different.

She helped me build savings and start spending on things that actually bring me joy, all while continuing to pay off debt at a steady, manageable pace. I now have a breathing fund, a better handle on my food spending, and most importantly, a whole new relationship with money. This has been the best financial decision I’ve ever made.”

I used to believe I was bad with money. That I just wasn’t someone who could be trusted to handle it. But Emilie showed me I wasn’t broken — I was just never taught the right tools. And now? I feel confident, in control, and finally able to enjoy my money without guilt.”

Claire 

In 4 simple steps, we turn your messy money into a calm, confident system you can stick to.

STEP 1: The Vibe Check

Make sure this is a hell yes for both of us.

We kick off with a 20-minute connection call to confirm this is the right fit. This isn’t a sales pitch, it’s a mutual green light to build money magic together.

STEP 2: Build Your Custom Payday System

So your income supports your life, not just your launch calendar.

We map out your income, lifestyle, and big goals, and create a payday strategy that works for you. You’ll leave this call knowing exactly where your money should go, every damn month.

STEP 3: Implement + Refine With Support

Because real change needs real-time help.

We meet bi-weekly to adjust your system, optimize savings + overflow, and make smart decisions in real time, with Slack access between calls for questions, tweaks, and quick gut checks.

STEP 4: Walk Away With Your Financial Gameplan

Know exactly how to fund what’s next.

You’ll finish with a 12-month financial plan tailored to your life. Whether it’s maternity leave, a house deposit, or a sabbatical, you’ll know exactly how to make it happen.

THE INVESTMENT

Because winging it is costing you more than you think.

Every month you delay sorting this out, you lose money to missed savings, emotional stress, and goals that stay stuck on the “someday” shelf.

This is a 12-week private coaching experience built to make your income feel reliable, aligned, and powerful.

£2,000

or 4x £500

or 6x £333

 

Here’s what you get:

Six private coaching calls (bi-weekly)
so you’re never left guessing, just executing with confidence.

Unlimited Slack support between calls
for all the real-time money questions that pop up mid-scroll, mid-launch, or mid-meltdown.

The Overflow Formula™ Setup
Your customized system for sustainable income, savings, and spending.

The Confident Cashflow Tracker™
Finally, a tracker that makes sense and shows you what matters.

Lifestyle-Backed Financial Planning
Because your life deserves to come first, not just your expenses.

12-Month Financial Gameplan
A clear, doable roadmap for the next big milestone in your life or business.

Only 5 4 spots available.

Doors stay open until they’re filled, but if you’re ready to finally feel calm and confident with your cash, don’t wait and hope this comes back around.

From reactive spending to mindful money moves, and a debt-free plan she’s actually excited about

Before joining The Glow Up, Emma was stuck in a cycle so many of us know too well:

I was spending unnecessarily and avoiding looking at my bank accounts and debt.”

What changed inside The Glow Up:

  • A practical, shame-free debt freedom plan

  • Tangible tools to manage her money with intention

  • Quick wins and long-term momentum

  • A mindset shift from guilt to grounded confidence

Working with Emilie has completely changed my financial outlook and relationship with money. I feel so much more in control of my spending and I’m excited about my journey to pay off my debt and become debt free.

Where is she now — a year later?

I often think about how glad I am for investing in my financial future with you! My budget is still going strong and I’m on track to be totally debt free in about 4 years if I keep going as I am. I know that sounds like a really long time, but I’m so happy that I actually know when I’ll be out of debt. I haven’t got myself any further in debt either which has been a huge deal for me. My spending is so much more mindful and it feels so much more rewarding when I save a little aside to buy myself something that I want. So thank you Emilie, your coaching really was worth every single penny!”

Emma 

If you’ve been avoiding your numbers or telling yourself “I’ll fix it later,” Emma’s story is proof that the moment you decide to make a change… everything shifts.

Frequently Asked Question

I’m not a total financial mess — is this still for me?

Absolutely. Most clients aren’t a disaster, they’re just smart, successful service pros who want their money to feel as steady as the rest of their business.

If you’re making money but still guessing, stressing, or winging it… The Glow Up is exactly what you’ve been missing.

I’m embarrassed it’s still like this. Shouldn’t I have figured this out by now?

Nobody teaches us how to manage unpredictable income or save for real life. You’ve done what you could with what you knew.

Now you’re choosing to do better, and that takes guts, not guilt.

I’m in debt. Is this still a smart investment?

It’s especially smart.

The Glow Up helps you stop relying on credit, rebuild your cashflow, and pay down debt with a plan.

This isn’t more pressure, it’s your path to peace.

How do I know if the timing is right?

If you’re reading this, it’s probably already time.

You’re not here by accident. You’re tired of winging it. Tired of the cycle.

Let’s build a system that makes every pound work harder for your goals — now, not someday.

My question isn't here!

No stress, just pop me an email:
hello@emilienutley.co.uk

I’ve bought other courses, read the books, even joined money programs. Why would this be different?

Because this isn’t information, it’s implementation.

You’ve already got some knowledge. Now you need a custom system, real-time support, and a strategy that actually fits your income, goals, and life. That’s what we do here.

Aaand, if you’ve done Mindset work before… You’ll rewrite beliefs and build the systems to back them up. Because mindset without a money plan is just magical thinking, and you’re ready for real results.

How is this different from your group program, Cashflow Confident?

Cashflow Confident is the DIY starter kit.

The Glow Up is 1:1 support to personalise everything. It’s where we build your full system, get you unstuck in real time, and move way faster with way more support.

What if my finances are kind of a mess and I’m scared to even look?

Join the club. That’s literally what this is for.

Most clients come in avoiding their bank app and leave checking it with confidence.

You’ll get clear systems, kind coaching, and zero shame — I’ve got you.

What if I can’t afford the full price upfront?

That’s why there are 4- and 6-month payment plans.

And if your cash flow feels unpredictable, that’s the exact reason this offer exists.

Most clients save or reallocate enough during the program to more than cover the cost, without cutting joy.

Read more client results

Laura went from budget burnout + financial self-doubt to clarity, confidence, and goals that finally feel achievable

  • Ditched the all-or-nothing budgeting loop for a balanced system that fits her real life

  • Introduced a clear money management structure, making decisions feel calm and confident, not chaotic

  • Reduced the emotional and mental load of managing finances, no more hours of monthly spreadsheet stress

  • Negotiated a lower interest rate on her debt by rewriting the shame narrative around her situation

  • Started contributing to multiple savings pots without sacrificing her lifestyle

  • Developed a daily journaling practice that’s helped her reflect, reset, and rewire her habits

  • Reframed her beliefs around money, from restriction and guilt to mindfulness and possibility

“Working with Emilie has been one of the best decisions I’ve ever made. I’m someone who manages complex projects at work, but when it came to my finances, I was tangled in stress and stuck in a loop of extremes.

I’d swing from spending nothing and feeling miserable to spending everything and having nothing left. I believed that saving required sacrifice, and that my debt meant I couldn’t dream big. But that wasn’t true, it was just a story I’d absorbed.

Now? I have structure, purpose, and savings. Even while paying more toward debt and multiple savings pots… I actually feel like I have more money available. It’s wild, and it’s completely changed how I feel about my future.

Despite my initial hesitation to spend money on coaching, it’s been worth every penny. I feel calm, capable, and genuinely empowered to make decisions that align with what I want, not just what I think I ‘should’ be doing.”

Laura

Dee went from spiralling in shame and overwhelm to a reset, a plan, and a whole new level of self-trust

  • Replaced overwhelm, shame, and self-doubt with grounded clarity and confidence

  • Developed a simple, doable financial strategy that actually fits her life

  • Rewired unhelpful money beliefs and built emotional resilience around past decisions

  • Learned to see her finances through the lens of progress, not perfection

  • No longer feels “at the mercy” of poor habits, she’s back in the driver’s seat

  • Experienced the power of safe, supportive coaching, where mindset meets strategy

“Emilie is a brilliant coach, empathetic, practical, and solution-oriented. She quickly understood that I needed to shift my mindset and let go of limiting beliefs before I could make any real changes.

She helped me reframe my experiences as opportunities to learn from, rather than sources of shame. Emilie created a safe space for me to share, brainstorm, and celebrate every little win along the way. I couldn’t recommend her highly enough if you’re looking for extra support. Thank you, Emilie!

Before we worked together, I felt lost, overwhelmed, and like a failure. Now? I feel like I’ve had a reset. I have a grip on my situation, a path forward, and a deep knowing that I’m not broken, I’m just learning. And I’m absolutely capable.”

Dee

Michelle went from dipping into savings on repeat to structured budgeting, guilt-free spending, and long-term planning she’s proud of

  • Broke the cycle of saving then sabotaging with a structure that actually sticks

  • Built out a multiple account system, savings, breathing fund, fun money, and more

  • Increased her pension contributions and started planning for the future

  • Learned that saving doesn’t have to mean sacrifice, joy is part of the plan now

  • Created sustainable spending habits that feel good and actually last

  • Went from overwhelmed to organised, with a money system that runs smoothly in the background

“Since working with Emilie, I can finally enjoy spending my money, without the guilt of not saving every last penny. I have a better understanding of where my money needs to go and what purpose it actually serves.

I’ve opened separate accounts, created a system that works, and now my finances feel simple and doable. Game changer.

Before, I was stuck in a loop, trying to save but constantly dipping back in. I felt like I had to save everything, so I’d end up sabotaging it just to get my hair done. Now I plan for joy. I set aside fun money each month, and I’m still saving more than ever.”

Michelle

Harriet went from chaotic finances + scarcity beliefs to an organised system, calmer mind, and confidence to plan for the future

  • Replaced scarcity-driven chaos with a calm, structured financial system

  • Feels confident and organised in her personal finances, with clarity on income, outgoings, and joyful spending

  • Gained the tools and guidance to plan ahead without guilt or dread

  • Developed a clear goal for her business finances, including building a breathing fund, paying herself consistently, and contributing to her pension

  • Benefited from custom advice, ongoing support, and the community aspect of group coaching

  • Finally feels like she’s working with her money, not just reacting to it

“Working with Emilie is one of the best investments I’ve ever made for my business. She’s given me so many invaluable tips about managing money that I was never taught, and now, even with inconsistent income, I feel so much more organised and confident.

If you’re thinking about working with Emilie, just go for it. Truly.

Before we started, my finances felt chaotic, unpredictable, and stressful. I believed I was bad with money, but now I know I just hadn’t been taught how to manage it. With Emilie’s support, I’ve got a system that works, and a mindset that no longer defaults to fear.”

Harriet – Psychotherapist

This is your turning point.

You’ve done the hard part, you’ve earned the money. Now it’s time to make it work for you.

No more second-guessing. No more stress every time you open your bank app. This is where it starts to feel calm, clear, and in control.