Across six months together you’ll build habits and strategies that last forever: transforming your revenue into business profit, growing both personal savings and rich-bitch retirement investments, and setting up a money-growth rhythm you can run month to month for the rest of your life (hello, OVERFLOW).
Earn Without Anxiety. Spend Without Guilt. Save Without Stress.
Welcome to Overflow
only 3 spots
available
Every pound gets swallowed by business expenses, courses you’ll never finish, or lifestyle spending that feels justified in the moment. You pay yourself whatever’s left (which isn’t much), and your personal wealth? Almost non-existent…
But worst of all, you’re quietly embarrassed that someone making this much money still has so little to show for it outside of their business.
The thing is, you’re not “bad with money.” You’ve just never been taught the lifelong skill of managing and growing it. Without it, every decision feels high-stakes, so you either spend it all to avoid the discomfort, or let it sit there doing nothing while you overthink and second-guess. And that cycle won’t magically change with your next £10k month, unless you learn the skill now, it’ll follow you for life.
Let’s be real about your current situ:
You're crushing it income-wise. But behind the scenes...
You’re not asking for miracles. Just some bloody peace of mind.
Be honest, you want to:
Open your banking app without the horror-film soundtrack ever again
Know exactly what you can afford without mental maths (ew)
Pay yourself consistently like the CEO you are (at any income level)
Enjoy spending without the guilt spiral hangover – trusting your safe long-term
Actually see your money building wealth that actually lasts
Emma joined when she was just four months into maternity leave. She already had existing debt and felt sure she’d have to cut her leave short or add more debt just to get by. Every bill felt like a countdown clock forcing her back to work.
Instead, she stayed on maternity leave for the entire year, fully funded by her savings. And in the 12+ months since starting coaching, she hasn’t added a single penny of new debt and continues to pay it down. Overflow gave her the clarity to cover her essentials, pay herself consistently, and protect her leave with confidence.
Emma didn’t just “make it through.” She felt safe enough to be present for her baby without financial panic in the background. For someone who once assumed debt was inevitable, that shift was everything.
This is exactly what Overflow creates: the structure that makes time off, sabbaticals, or extended leave possible without financial stress.
12 Months of Maternity Leave Without Adding a Penny of Debt
Unlike other money coaches who either throw mindset mantras at you OR dump spreadsheets on you and then shame you for not understanding them… this is a dedicated, private space just for you. I blend financial strategy with trauma-sensitive psychology in a way that’s completely personalised to your life, your business, and your money flow — not just for the next few months, but for every stage of your financial journey.
I’m a qualified financial advisor (DipFA) AND a certified Trauma of Money™ practitioner. That means rather than starting with budgets, we start with making it safe to even look at your money. From there, we build a rhythm you can keep forever, one that works with your brain and your business, not some cookie-cutter percentages a finance bro made up.
Most money advice treats your bank account like a maths problem. But this is 1:1 work. We uncover what’s really happening for you: how your nervous system flags “money talk” as danger, why avoidance kicks in, and how to shift from panic decisions to calm, confident clarity.
This isn’t a quick fix or a generic program. It’s your private container to finally feel safe, supported, and in control while learning a money skillset you’ll use for life, building overflow now and sustaining it decades from now.
Why I'm better different from other money coaches
toddler mum
allergic to maths
Things we can make happen inside Overflow
Kick debt to the curb and learn how to keep it gone for good, so your money builds instead of bleeding into interest forever.
Step into investing with confidence — retirement funds, ISAs/401ks, ETFs + Index Funds… you’ll gain the know-how to keep growing wealth for decades, not just dabble once.
Save for the fun + the future: maternity leave, a new kitchen, the house deposit, that dream trip… and know how to repeat the process for every next chapter.
Pay yourself like clockwork with a money rhythm you can run for life, whether you’re at £5k months or £50k. No more feast-to-famine cycles.
Stack your joy + freedom funds, from holidays, home upgrades, lifestyle treats… while knowing the skill of always setting money aside for what makes life feel good.
Future-proof your lifestyle with buffers and overflow pots that last a lifetime, so one slow month never sends you spiralling again.
You’ll feel relief in 30 days, stability in 90 days, and unshakeable confidence by the end of 6 months.
Get your nervous system out of panic mode around money. Map your real income and expenses without judgment. Set up the simple 3-account system that runs itself.
Map your long-term wealth plan (house deposits, investments, mat leave). Catch sabotage patterns before they bite. Build unshakeable confidence with money.
Month 3-4:
Build Your Flow
Create your personal money rhythm: consistent owner's pay, automatic tax savings, guilt-free joyful spending. All tailored to how you actually live and earn.
Month 5-6:
Scale & Sustain
Month 1-2:
Safety First
only 3 spots
available
Hear from the ex-financially-feral girlies who came before you:
From Paycheque Panic to Her First Safety Net, a House Deposit, and Retirement Plans
For Josie, every time money came in, it went straight back out, leaving her with no buffer and no plan. She admitted she felt she’d never get ahead, and carried a heavy belief that things like owning a home or retiring comfortably were “for other people, not me.”
Within 60 days of coaching, Josie had her first emergency fund in place and, for the first time, a simple spending plan she could trust. From there, she went further than she ever thought possible: she started saving toward a house deposit (something she once believed was out of reach) and began contributing to a pension. Knowing she will actually be able to retire gave her a sense of long-term security she had never felt before.
The real transformation for Josie wasn’t just financial structure, it was identity. She went from “I’ll never be able to…” to “I’m already doing it.” From fear and scarcity to safety and possibility.
From Childhood Poverty Patterns and £20k Debt to Debt-Free With Her First Ever Savings
Claire grew up in poverty, and that experience shaped her adult money habits. Food was her biggest trigger, overspending at the supermarket or on takeaways gave her short-term comfort but long-term shame. Even after paying off £20k of debt on her own the year before, she was stuck with the final £5k she just couldn’t clear. Every time she opened her bank app, she felt panic and guilt. In her early 40s, she had never managed to hold any savings, and deep down, she believed she never would.
Over three months of 1:1 money coaching, Claire not only paid off the final £5k of debt, she also created her first ever emergency fund and began working towards a £10k savings goal. For the first time, she could see money in her account that wasn’t already spoken for, savings that felt secure, not temporary.
Claire describes the change as life-changing. By understanding how her childhood poverty patterns drove her overspending, she stopped seeing herself as “bad with money” and started trusting herself to make intentional choices. The shame lifted. She can now look at her accounts without fear, knowing she has both freedom and safety for the first time in her adult life.
From “Shopping Addict” and Credit Card Cycles to Calm, Consistent Money Flow
Elana called herself a “shopping addict.” Every month followed the same exhausting pattern: she’d rely on her credit card to fill the gaps, pay it down, then end up using it again before the month was over. Being self-employed with multiple income streams only made things harder, the money was too irregular to plan around, and she felt stuck in a cycle of debt, overspending, and guilt.
In coaching, we created a money flow that worked with her inconsistent income instead of against it. Elana learned to allocate money for regular expenses as soon as it came in, break the credit card cycle, and start building savings she could rely on. At the same time, we built out her business financial strategy so she could focus on growing her income to a more consistent, sustainable level.
For the first time, Elana felt in control of her money instead of trapped by it. She no longer sees herself as “terrible with money,” she sees herself as capable, resourced, and moving forward. The relief of having a plan that covered both her daily needs and her long-term goals freed her to focus on building the business she actually wants.
From “Financially Feral” to Saving, Investing, and Weathering a Business Pivot With Ease
Rachel described herself as “financially feral.” Her business was thriving on paper, consistently bringing in £10k+ months, but behind the scenes she felt chaotic. None of that money was turning into personal wealth. She wasn’t saving consistently, had no investment plan, and worried that her success could collapse if her income ever dipped.
Together, we built her a money management system that gave every pound a purpose. Rachel started saving consistently for the first time, investing in her future, and finally felt like her business income was supporting her life, not just vanishing into expenses. When she pivoted her business and her monthly revenue temporarily dropped below £5k, the lowest it had been in years, she didn’t spiral. Because of the savings and forecasting we had built together, she was able to navigate the dip calmly and confidently.
Rachel’s biggest transformation wasn’t just starting to save and invest, it was moving from fear to trust. She no longer feels like her money is out of control. Instead, she trusts herself and the plan she’s created, knowing her finances can sustain both growth and the inevitable ebbs along the way.
Over the last 3 years, I've helped over 50 ambitious women turn income chaos into wealth-building calm.
How we do this thang:
Forget 14-tab budgeting spreadsheets. You’ll manage your money with a dead-simple 3-account system you can check in 5 minutes a week.
12 private coaching calls
Fortnightly 60-minute sessions to untangle your money mess and build something sustainable
Weekly Email check-ins
Personalised emails to keep you on track, prioritise your financial goals, and anticipate the wobbles.
Your custom Overflow Plan
Simple dashboard showing exactly where every pound goes (the wildest formula you'll see is =SUM)
The 3-Account System
Main, tax, overflow. That's it. No spreadsheet graveyard required.
Trauma-aware money coaching
We fix the strategy AND the psychology so changes actually stick
Long-term wealth mapping
Investments, pensions, property, mat leave. All mapped out so your business funds your actual future
All the tools you'll need
Boundary scripts, tracking templates, habit builders. No hunting for resources at 2am.
Bonus: Emergency Money Mindset Sessions
If you hit a financial crisis or major money decision during our 6 months, you get extra support immediately
Investment: £5,000
or 6x £833 or 9x £555
Financial advisors charge £200/hour and still don’t fix the psychology behind money. Overflow gives you 6 months of private coaching plus a system that lasts forever, for less than most people waste on ‘business expenses’ in a quarter.
(probably less than what you impulse spent in the last six months)
only 3 spots
available
Harriet’s business was fully booked, but her niche meant raising prices wasn’t an option, the market rates were fixed. As a single woman living alone in the city, every pound felt tight. Despite looking “successful” on the outside, her cash flow was squeezed. She was stuck adding to her debt, never able to get ahead, and convinced that the only solution was to somehow earn more (something she couldn’t do without burning out).
Through coaching, Harriet discovered it wasn’t about working harder or raising her rates, it was about finding a money flow that actually worked for her. We created a structure that covered her essentials, cleared her debt, and built personal savings, all without cutting the lifestyle spending that mattered to her. For the first time, she saw her money funding her life instead of draining it.
The biggest transformation was realising she didn’t have to sacrifice joy to feel secure. Harriet went from debt and dread to freedom and possibility. Now, instead of stressing about bills, she’s packing her bags, ready to live and work as a digital nomad across Asia and Australia, supported by the safety net she’s built.
From Booked-Out but Broke to Stopping the Debt Spiral and Funding a Digital Nomad Life
Look, I already know what you’re thinking...
"I can't afford it" → But how much disappeared into random spending last quarter? This pays for itself by stopping the money leaks.
"I should figure this out myself" → Babe, you're brilliant at making money. But even surgeons don't operate on themselves.
"I've tried budgeting before" → This isn't budgeting (also most budget suck). We start with nervous system safety, then build systems that actually stick.
"What if something happens and I can't continue?" → Life happens. We'll pause, extend, or restructure so you can finish without stress.
This work is deep and personal. That’s why I only take 5 clients at a time. Any more, and I couldn’t give you the level of hands-on support you need. Once those spots are full, you’ll wait until someone graduates.
Start dates are flexible: some clients can begin immediately, others in October (I’m pausing briefly mid-October for my wedding + mini-moon). We’ll find a date that works for both of us.
I’d be quick though…
only 3 spots
available
Overflow is guaranteed to work for you, or I’ll keep coaching until it does. No extra charge. No time limit. No excuses.
The Chaos-Free Money Guarantee
Show up, do the work, and within 6 months you’ll have a money system you actually want to follow. If not, I’ll stay with you until the system clicks.
Step three
If we’re both excited to work together, you’ll secure your spot with your initial payment
Step two
You’ll get an email within 48 hours to book a 20-minute vibe check to make sure we're a good fit
Step one
Fill out the short application form of just 5 questions and should take no longer than 5 mins
where you go from here
Lemme answer your Qs real quick...
Hear from MORE ex-financially-feral girlies who came before you:
From Clueless With Her Accountant to Confident CEO of a Fast-Growing Agency
Emily was running a fast-growing creative agency, bringing in more work than ever before. On the surface, it looked like a success story, but behind the scenes, she felt completely out of her depth. Her accountant wasn’t familiar with the realities of online and creative businesses, and she felt too intimidated to ask questions. Instead of feeling supported, she left every meeting more confused. She described herself as “clueless” when it came to her business finances, which left her second-guessing every decision.
Through coaching, Emily built a clear understanding of her business money flow: what was coming in, what was going out, and how to pay herself consistently without fear. With that clarity, she stopped outsourcing all her trust to her accountant. Instead, she could go into meetings with confidence, lead the conversations, and make decisions from a place of understanding rather than avoidance.
The biggest transformation for Emily wasn’t just systems, it was stepping into her role as CEO. She no longer felt like her accountant or her numbers were “the boss of her.” Overflow gave her the confidence to ask questions, make decisions, and run her growing agency like the business it is.
From Scattered Finances Across Three Countries to Confident Wealth Builder
Lisa came to coaching juggling a lot: an employed income, a business she was trying to grow, and savings scattered across three countries — the UK, Italy, and the UAE. She had money coming in, but it felt fragmented and overwhelming. On top of that, she was still carrying her UK student loan, had no clear investment strategy, and admitted she didn’t really know how to turn “just about managing” into long-term wealth.
Together, we streamlined her financial flow so she could see her full picture clearly and know exactly where her money needed to go. Lisa paid off her UK student loan, started investing, and began intentionally building wealth instead of letting her money sit across random accounts. She also built her first real emergency fund, and when a stressful family situation meant flying back to Italy unexpectedly, she was able to use those savings to cover the trip. Instead of panic, she felt relief: for the first time, she had the financial freedom to make the choice without debt or guilt.
Lisa went from scattered and reactive to calm and intentional. She no longer felt like her finances were in pieces or that she was “behind.” Instead, she began to see herself as someone who could build wealth on her own terms, across borders, businesses, and life stages.
From Years of Avoiding Debt to Scaling Her Second Business and Building Wealth
Alex had been stuck in a debt cycle for years. Both personally and in her business, credit cards became the crutch: she’d avoid facing the balances and instead throw her energy into earning more. Even as her businesses grew, the debt never shifted, it just felt like part of the background. With multiple cards maxed and no savings, she admitted she felt like she was treading water, not moving forward.
During our time together, Alex cleared two out of her three credit cards, started building savings, and even invested in renovating her first home. She made the bold decision to sell one business so she could focus on scaling her second, and within months, she was bringing in consistent five-figure months. This time, the growth looked different: instead of income disappearing into the debt cycle, she had a money flow that allowed her to pay down the last of her debt while actively working toward long-term wealth goals.
Alex went from avoidance to ownership. She no longer hides from her debt or waits for “more revenue” to fix it — she manages it with clarity, confidence, and a plan that supports her life as well as her business. She describes finally being able to see herself not just as a high earner, but as a wealth builder.
From Borrowing From Her Dad to Financial Independence With a Fluctuating Income
Liv was in a commission-based role, which meant her income was always inconsistent. The unpredictability left her feeling unsafe with money, she didn’t trust herself to hold on to savings. Instead, she would hand her savings over to her dad and then have to ask for them back within the same month just to get by. In her own words, she didn’t feel like a real adult or financially independent, even though she was working hard.
Together, we built a money flow that worked with her fluctuating income instead of against it. Liv created savings buffers she could trust, learned to smooth out the peaks and dips of commission pay, and ended her reliance on borrowing money from her dad. For the first time, she had money she could hold onto, money that gave her choice and security.
The biggest change for Liv wasn’t just in her bank account, it was in her identity. She went from feeling dependent and “bad with money” to financially independent, capable, and proud. She no longer needed to outsource her safety to someone else.
From Feast-or-Famine Touring Income to Building Savings, Investments, and Her Dream Home
As a touring musician, Jess’s income came in waves, big lump sums during tours, then nothing for months. The challenge wasn’t just earning, it was making the money last between tours without slipping into scarcity or panic. She also recognised that the money patterns she’d grown up around, shaped by her parents, were still influencing the way she handled her own finances. She wanted to re-write her relationship with money so she could create stability for herself and her daughter.
Together, we built a money flow that smoothed out the highs and lows of her income. Jess learned how to allocate her lump sum payments in a way that covered essentials, gave her stability during the off-months, and left space to build for the future. She created savings buffers, started investing for her daughter’s future, began putting money aside toward her dream home, and even laid the foundations for her pension and retirement.
For Jess, the biggest change wasn’t just about the numbers, it was about breaking generational money patterns. She stopped repeating the cycles she’d learned from childhood and instead stepped into the role of creating long-term security and wealth for her family. She no longer sees money as a rollercoaster, but as a resource she can trust and direct with confidence.
😬 money stress ➡️ 🤑 money confidence
😬 Overspending ➡️ 🤑 Intentional Spending
😬 Scarcity ➡️ 🤑 security + abundance
😬 Feast-or-famine ➡️ 🤑 Calm, consistent flow
😬 Avoidance ➡️ 🤑 Clarity + control
😬 Impulse guilt ➡️ 🤑 Joyful spending
😬 “Where did it all go?” ➡️ 🤑 “I know exactly where it’s working”
😬 Fear of tax bills ➡️ 🤑 Planned + covered with ease
😬 Guessing games ➡️ 🤑 Clear, personalised Overflow Plan
😬 Reactive decisions ➡️ 🤑 Strategic, values-aligned choices
😬 Hoarding + worry ➡️ 🤑 Safety net + buffer
😬 Chaos in accounts ➡️ 🤑 Money rhythm that feels good to follow
😬 Money shame ➡️ 🤑 Self-trust + pride
😬 Stuck in short-term ➡️ 🤑 Future-proofed wealth
If you’re ready to go from Overwhelm to Overflow like:
It's your move. You’ll feel relief in 30 days, stability in 90 days, and unshakeable confidence by the end of 6 months.
only 3 spots
available
